50568 287th Ave, Elgin, MN 55932 Property Records

Wabasha County property record for 50568 287th Ave, Elgin, MN 55932

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,250 sqft · built 1994
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on File
Last Sale	$395,000 (Jun 2022)
Tax Bill	$2,852 (2026)
Deeds & Mortgages	Oct 2017 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R02.00426.00`

Property Details

APN / Parcel Number

Primary APN	`R02.00426.00`
Alternative APN	`02.00426.00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,250 sqft Living Area
Basement Area	724 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2000
Architectural Style	Mediterranean
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	23,958 sqft (0.55 acres)
Garage Type	Attached
Garage Area	484 sqft
Pool Type	Pool with Hot Tub/Spa
Deck Area	361 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	50568 287TH AVE
City	ELGIN
State	MN
Zip	55932-5255
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-34 TWP-108 RANGE-012 WOODLAND ESTATES 4TH SUBDIVISI .55 AC EX 117 X 71.78 X 110 IN SE COR, LOT 5 BLK 2 (WWW)
Legal Range	12
Legal Township	108
Legal Section	34
Legal Subdivision	WOODLAND ESTATES 4TH SUBDIVISI
Legal Block	2
Legal Lot Number	5
Jurisdiction	WABASHA MN
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3071
Census Tract	490500

Owner

50568 287th Ave is owned and occupied by an individual who bought it in June 2022.

Source: Wabasha County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	50568 287TH AVE, ELGIN, MN 55932-5255
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2017	Deed of Trust, Mortgage · Line of Credit ASSOCIATED BANK NA
Feb 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Jun 29, 2022	Warranty Deed, Transfer · Conventional Mortgage BELL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2022 · Amount on File
Deed Sale	Jun 24, 2022 · Amount on File
Prior Sale	Aug 16, 2013 · Amount on File
Deed Document Number	20221432022
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASHA MN
Property Address	50568 287TH AVE, ELGIN, MN 55932-5255
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000328921
Date	Oct 9, 2017
Instrument	328921

Lender

Name	ASSOCIATED BANK NA
Type	Bank
Address	ROCHESTER, MN 55904

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Sep 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASHA MN
Property Address	50568 287TH AVE, ELGIN, MN 55932-5255
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000342862
Date	Feb 9, 2021
Instrument	342862

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WABASHA MN
Recording Date	Jun 29, 2022
Property Address	50568 287TH AVE, ELGIN, MN 55932-5255
Document Number	0000349566
Instrument Date	Jun 24, 2022
Instrument	349566
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,303.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50568 287TH AVE, ELGIN, MN 55932-5255

Mortgage

Document Number	0000349567
Date	Jun 29, 2022
Instrument	349567

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Type Change Date	Jul 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.99%
Index	Other
Max Rate	9.99%

Tax Assessment & Valuation

The 2026 property tax bill for 50568 287th Ave was $2,852 with a homeowner's exemption.

Source: Wabasha County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wabasha County
County Subdivision	Elgin Township
Unified School District	Plainview-Elgin-Millville (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,852.00 Homeowner's exemption	$407,900 Land $70,000 Building $337,900	$407,900 Land $70,000 Building $337,900
2023	$2,722.00 Homeowner's exemption	$378,700 Land $65,000 Building $313,700	$378,700 Land $65,000 Building $313,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 50568 287th Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 50568 287th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hiawatha Broadband Communications Fiber	5,000 / 5,000
GigFire Fixed Wireless	150 / 130

May also be available: Midco.

Cell Coverage

5G (outdoors only) and 4G LTE

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