5055 Spearmint St, Middleburg, FL 32068 Property Records

Clay County property record for 5055 Spearmint St, Middleburg, FL 32068

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,300 sqft · built 2007
Lot Size1 acres (43,734 sqft)
OwnerIndividual Name on Record
Last Sale$73,300 (Jul 2014)
Tax Bill$1,288 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN32-05-24-006698-432-00

Property Details

APN / Parcel Number

Primary APN32-05-24-006698-432-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,300 sqft Living Area
1st Floor Area1,300 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialLogs
Roof TypeGable/Hip
Roof MaterialOther
Lot Area43,734 sqft (1 acres)
Lot Dimensions277 ft deep x 158 ft wide
Garage Area960 sqft
PorchFinished/Open Porch
Porch Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address5055 SPEARMINT ST
CityMIDDLEBURG
StateFL
Zip32068-5953
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 58 BLK 145 BLACK CREEK PARK UNIT 1 AS REC OR 3661 PG 876
Legal Range24E
Legal Township05S
Legal Section32
Legal SubdivisionBLACK CREEK PARK UNIT 1
Legal Block145
Legal Lot Number58
Legal Unit1
JurisdictionCLAY FL
Township / Civil DivisionMIDDLEBURG-CLAY HILL
Census Block Group1
Census Block1039
Census Tract30106

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5055 SPEARMINT ST, MIDDLEBURG, FL 32068-5953
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 17, 2014 · Amount on Record
Deed SaleJul 17, 2014 · Amount on Record
Prior SaleFeb 24, 2014
Deed Document Number201435750
Deed Book / Page3661 / 876
Prior Transfer DateJul 2, 2014
Prior Transfer Doc0036610876
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address5055 SPEARMINT ST, MIDDLEBURG, FL 32068-5953
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0043751555
DateNov 12, 2020
Book Page4375/1555
Instrument2020059254
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term240 Months
DueNov 1, 2040

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,288.00 (+5.66%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$134,623 (+5.99%)$237,570 (+6.36%) Land $28,000 Building $209,570
2024$1,219.00 (-22.7%)
2023$1,577.00 (+11.84%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$127,019 (+3%)$223,361 (+13.09%) Land $21,500 Building $201,861
2022$1,410.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$123,320$197,512 Land $16,000 Building $181,512

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims5 (2017)
Claims Outside the SFHA1 of 5
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 78% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spearmint St

Nearby Streets

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