5045 Spearmint St, Middleburg, FL 32068 Property Records

Clay County property record for 5045 Spearmint St, Middleburg, FL 32068

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 993 sqft · built 1960
Lot Size1.11 acres (48,395 sqft)
OwnerOwner Name on Record
Last Sale$84,285 (Dec 2003)
Tax Bill$505 (2025)
Flood ZoneZone X (minimal risk)
APN32-05-24-006698-434-00

Property Details

APN / Parcel Number

Primary APN32-05-24-006698-434-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area993 sqft Heated Area
Gross Area1,176 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1960
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area48,395 sqft (1.11 acres)
Lot Dimensions220 ft deep x 220 ft wide
Garage TypeCarport
CarportCarport
Carport Area560 sqft
PorchPorch
Porch Area183 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address5045 SPEARMINT ST
CityMIDDLEBURG
StateFL
Zip32068-5953
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 60 BLK 145 BLACK CREEK PARK UNIT 1 AS REC O R 2299 PG 45
Legal Range24
Legal Township05
Legal Section32
Legal SubdivisionBLACK CREEK
Legal Block145
Legal Lot Number60
Legal Unit1
JurisdictionCLAY FL
Township / Civil DivisionMIDDLEBURG-CLAY HILL
Census Block Group1
Census Block1039
Census Tract30106

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address5045 SPEARMINT ST, MIDDLEBURG, FL 32068-5953
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 2, 2003 · Amount on Record
Deed SaleDec 2, 2003 · Amount on Record
Prior SaleSep 19, 2002 · Amount on Record
Deed Document Number200382057
Deed Book / Page2299 / 0045
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$505.00 (-37.19%) Homeowner's exemption$69,744 (+5.99%)$129,475 (+7.56%) Land $28,000 Building $101,475
2023$804.00 (+18.41%) Homeowner's exemption$65,805 (+3%)$120,377 (+15.11%) Land $21,500 Building $98,877
2022$679.00 Homeowner's exemption$63,889$104,576 Land $16,000 Building $88,576

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims5 (2017)
Claims Outside the SFHA1 of 5
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · lower than 74% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spearmint St

Nearby Streets

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