Hernando County property record for 5055 Oak Leaf Ln, Hernando Beach, FL 34607
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,544 sqft · built 2008 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $180,000 (Jul 2019) |
| Tax Bill | $2,654 (2025) |
| Deeds & Mortgages | Dec 2025 Second Mortgage Jun 2021 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | R12-223-16-1890-0040-0200 |
| Primary APN | R12-223-16-1890-0040-0200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,544 sqft Living Area |
| 1st Floor Area | 1,544 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,356 sqft (0.1 acres) |
| Garage Area | 1,680 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Porch |
| Porch Area | 136 sqft |
| Deck Area | 112 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00152907 |
|---|---|
| Street Address | 5055 OAK LEAF LN |
| City | HERNANDO BEACH |
| State | FL |
| Zip | 34607-2948 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GULF COAST RET UNIT 1 BLK 4 LOT 20 ORB 293 PG 374 |
| Legal Range | 16E |
| Legal Township | 23S |
| Legal Section | 12 |
| Legal Subdivision | GULF COAST RET UNIT 1 |
| Legal Block | 4 |
| Legal Lot Number | 20 |
| Legal Unit | 1 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | HERNANDO BEACH |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 41501 |
Source: Hernando County records · APN R12-223-16-1890-0040-0200
Assessment roll updated October 31, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5055 OAK LEAF LN, HERNANDO BEACH, FL 34607-2948 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 26, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Jun 09, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jul 09, 2019 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS |
| Jul 20, 2018 | Warranty Deed, Construction Loan · Construction Mortgage GOLDMAN SACHS BANK USA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 09, 2019 · Amount on Record |
| Deed Sale | Jul 09, 2019 · Amount on Record |
| Prior Sale | Jul 20, 2018 · Amount on Record |
| Deed Document Number | 2019042487 |
| Deed Book / Page | 3725 / 1358 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 5055 OAK LEAF LN, HERNANDO BEACH, FL 34607-2948 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 505 OAK LEAF LN, HERNANDO BEACH, FL 34607 |
| Document Number | 0046501125 |
|---|---|
| Date | Dec 26, 2025 |
| Book Page | 4650/1125 |
| Instrument | 2025088348 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 5055 OAK LEAF LN, HERNANDO BEACH, FL 34607-2948 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0040101308 |
|---|---|
| Date | Jun 09, 2021 |
| Book Page | 4010/1308 |
| Instrument | 2021043497 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jul 09, 2019 |
| Property Address | 5055 OAK LEAF LN, HERNANDO BEACH, FL 34607-2948 |
| Document Number | 0037251358 |
| Book / Page | 003725 / 001358 |
| Instrument Date | Jun 27, 2019 |
| Instrument | 42487 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2019 |
| Title Company | PEER TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,260.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5055 OAK LEAF LN HERNANDO BEACH FL 346072948, HERNANDO BEACH, FL 34607-2948 |
| Document Number | 37251360 |
|---|---|
| Date | Jul 09, 2019 |
| Book Page | 003725/001360 |
| Instrument | 42488 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 08, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jul 20, 2018 |
| Property Address | 5055 OAK LEAF LN, HERNANDO BEACH, FL 34607-2948 |
| Document Number | 0036051592 |
| Book / Page | 3605 / 1592 |
| Map Reference | MB6 PG78 |
| Instrument Date | Jul 13, 2018 |
| Instrument | 2018044164 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 28, 2022 |
| Title Company | PEER TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,137.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12415 N 11TH ST, 12415, TAMPA, FL 33612-4834 |
| Name | Verified Name |
|---|---|
| Address | 5009 N CENTRAL AVE, TAMPA, FL 33603-2213 |
| Document Number | 2018044165 |
|---|---|
| Date | Jul 20, 2018 |
| Instrument | 2018044165 |
| Name | GOLDMAN SACHS BANK USA |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,654.00 (+0.99%) Additional exemption filed | $225,370 (+5.99%) | $270,301 (-38.22%) Land $50,583 Building $219,718 |
| 2023 | $212,639 Land $212,639 | ||
| 2022 | $2,628.00 | $437,528 Land $35,408 Building $402,120 |
Source: FEMA National Flood Hazard Layer as of April 19, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 412 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 412 in force |
| Nearby Flood Claims | 1,071 (1979–2024) |
| Claims Outside the SFHA | 6 of 1,071 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Moderate above 60% of the US · lower than 66% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 169 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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