Hernando County property record for 5039 Oak Leaf Ln, Hernando Beach, FL 34607 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 852 sqft · built 1983 |
| Lot Size | 0.151 acres (6,567 sqft) |
| Owner | Individual Name on File |
| Last Sale | $167,500 (Mar 2021) |
| Tax Bill | $1,547 (2025) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage Nov 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | R12-223-16-1890-0040-0160 |
| Primary APN | R12-223-16-1890-0040-0160 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 852 sqft Living Area |
| Gross Area | 1,272 sqft |
| 1st Floor Area | 852 sqft |
| Flooring | Wood |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,567 sqft (0.151 acres) |
| Garage Type | Attached |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Screened Porch |
| Porch Area | 168 sqft |
| Deck Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00152863 |
|---|---|
| Street Address | 5039 OAK LEAF LN |
| City | HERNANDO BEACH |
| State | FL |
| Zip | 34607-2948 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GULF COAST RET UNIT 1 BLK 4 LOTS 16 & 17 LESS THE N 10 FT OF LOT 17 AS DES IN RECONFIG FILE # 1508165 APPROVED BY PLANNING DEPARTMENT ORB 4600 PG 230 |
| Legal Subdivision | GULF COAST RET UNIT 1 |
| Legal Block | 4 |
| Legal Lot Number | 16,17 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | HERNANDO BEACH |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 41501 |
Source: Hernando County records · APN R12-223-16-1890-0040-0160
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5039 OAK LEAF LN, HERNANDO BEACH, FL 34607-2948 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 02, 2021 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Nov 04, 2019 | Warranty Deed, Transfer · FHA Mortgage NATIONS RELIABLE LNDG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 02, 2021 · Amount on Record |
| Deed Sale | Mar 02, 2021 · Amount on Record |
| Prior Sale | Nov 04, 2019 · Amount on Record |
| Deed Document Number | 202113860 |
| Deed Book / Page | 3959 / 374 |
| Prior Transfer Date | Feb 15, 2008 |
| Prior Transfer Doc | 0025411431 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Mar 02, 2021 |
| Property Address | 5039 OAK LEAF LN, HERNANDO BEACH, FL 34607-2948 |
| Document Number | 0039590374 |
| Book / Page | 3959 / 374 |
| Map Reference | MB 6 PG 78 |
| Instrument Date | Feb 23, 2021 |
| Instrument | 2021013860 |
| Transaction Type | Transfer |
| Record Updated | Dec 07, 2021 |
| Title Company | SOUTHEAST TITLE/THE SUNCOAST, SOUTHEAST TITLE OF SUNCOAST |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,172.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4000 BLUEFISH DR, 4000, HERNANDO BEACH, FL 34607-3615 |
| Name | Verified Name |
|---|---|
| Address | 5039 OAK LEAF LN, HERNANDO BEACH, FL 34607-2948 |
| Document Number | 3959376 |
|---|---|
| Date | Mar 02, 2021 |
| Instrument | 3959/376 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Nov 04, 2019 |
| Property Address | 5039 OAK LEAF LN, HERNANDO BEACH, FL 34607-2948 |
| Document Number | 0037690951 |
| Book / Page | 003769 / 000951 |
| Instrument Date | Oct 31, 2019 |
| Instrument | 69414 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2019 |
| Title Company | SOUTHERN SECURITY TITLE SERVICES, SOUTHERN SEC TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,085.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5039 OAK LEAF LN HERNANDO BEACH FL 346072948, HERNANDO BEACH, FL 34607-2948 |
| Document Number | 37690953 |
|---|---|
| Date | Nov 04, 2019 |
| Book Page | 003769/000953 |
| Instrument | 69415 |
| Name | NATIONS RELIABLE LNDG |
|---|---|
| Address | HOUSTON, TX 77027 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 03, 2049 |
Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,547.00 (-38.37%) | $100,283 (-32.05%) Land $88,394 Building $11,889 | $100,283 (-47.25%) Land $88,394 Building $11,889 |
| 2023 | $147,583 (+1%) Land $147,583 | ||
| 2022 | $2,510.00 | $134,166 Land $30,931 Building $103,235 | $190,098 Land $34,477 Building $155,621 |
Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Wildfire Risk | Moderate above 60% of the US · above 34% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 508 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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