St. Louis County property record for 5054 Arnold Rd, Duluth, MN 55803
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,086 sqft · built 1978 |
| Lot Size | 1.51 acres (65,776 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $160,000 (Sep 2003) |
| Tax Bill | $2,592 (2026) |
| Deeds & Mortgages | May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 520-0016-02625 |
| Primary APN | 520-0016-02625 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,086 sqft Gross Area |
| 1st Floor Area | 1,086 sqft |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Split Foyer |
| Exterior Material | Metal |
| Construction Type | Frame |
| Lot Area | 65,776 sqft (1.51 acres) |
| Garage Area | 720 sqft |
| Deck Area | 160 sqft |
| Storage Building | 288 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Propane |
| Account Number | 746010 |
|---|---|
| Street Address | 5054 ARNOLD RD |
| City | DULUTH |
| State | MN |
| Zip | 55803-9301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNS |
| Legal Description | N 100 FT OF S 200 FT OF SW1/4 OF NW1/4OF NW1/4 EX NLY 12 FT OF ELY 145 FT OFWLY 180 FT & INC SLY 12 FT OF ELY 145 FTOF WLY |
| Legal Range | 14W |
| Legal Township | 51N |
| Legal Section | 26 |
| Legal Subdivision | RICE LAKE TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | RICE LAKE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 10400 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5054 ARNOLD RD, DULUTH, MN 55803-9301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 2003 · Amount on Record |
| Deed Sale | Sep 12, 2003 · Amount on Record |
| Prior Sale | Jul 5, 2001 · Amount on Record |
| Deed Document Number | 2003913543 |
| Last Transfer Date | May 23, 2019 |
| Transfer Doc | 0001355297 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5054 ARNOLD RD, DULUTH, MN 55803-9301 |
| Document Number | 00A1310299 |
| Instrument Date | May 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5054 ARNOLD RD DULUTH MN 558039301, DULUTH, MN 55803-9301 |
| Document Number | 00A1310299 |
|---|---|
| Date | Jun 1, 2017 |
| Instrument | A1310299 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 31, 2032 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Rice Lake City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,592.00 (+3.76%) Homeowner's exemption | ||
| 2025 | $2,498.00 (+0.89%) Homeowner's exemption | $217,800 (+0.14%) Land $44,000 Building $173,800 | $217,800 (+0.14%) Land $44,000 Building $173,800 |
| 2024 | $2,476.00 | $217,500 (+16.62%) Land $43,700 Building $173,800 | $217,500 (+16.62%) Land $43,700 Building $173,800 |
| 2022 | $186,500 Land $41,700 Building $144,800 | $186,500 Land $41,700 Building $144,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1991–2001) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Rice Lake serves 1,085 people · EPA ID MN1690049 |
|---|---|
| Water Source | Purchased surface water from Duluth |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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