5045 Arnold Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 5045 Arnold Rd, Duluth, MN 55803 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1.5 Baths
Year Built	Built 1957
Square Footage	1,054 sqft Gross Area
Lot Size	79,017 sqft (1.81 acres)
Garage	Mixed, 1,200 sqft
Occupancy	Owner Occupied
Tax Bill	$3,530.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`520-0230-00010`
Alternative APN	`938774`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	2 Rooms
Building Area	1,054 sqft Gross Area
1st Floor	1,054 sqft 1st Floor
Basement Area	527 sqft Basement
Finished Basement	527 sqft Finished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch Style
Exterior Material	Stucco Exterior
Construction Type	Frame Construction
Lot Area	79,017 sqft (1.81 acres)
Garage Type	Mixed Garage
Garage Area	1,200 sqft Garage

Exterior Amenities

Porch Area	179 sqft Porch
Sauna	Sauna
Pole Structure	768 sqft Pole Structure
Storage Building	80 sqft Storage Building

Utilities and HVAC

Cooling System	Central Cooling
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	938774
Street Address	5045 ARNOLD RD
City	DULUTH
State	MN
Zip	55803-9301
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	N1/2 OF LOT 1 SERIAL #
Legal Subdivision	SUBDIVSION OF S1 2 OF NE1 4 SE
Legal Lot Number	1
Jurisdiction	ST LOUIS MN
Minor Civil Division	RICE LAKE
Census Blockgroup	1
Census Block	1017
Census Tract	10400

Owner

Source: St. Louis County records · APN 520-0230-00010

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5045 ARNOLD RD, DULUTH, MN 55803-9301
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jan 19, 2011
Transfer Doc	0000054065
Record Refreshed	Sep 20, 2026

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Rice Lake City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,530.00 (+3.64%) Homeowner's exemption
2025	$3,406.00 (+1.92%) Homeowner's exemption	$283,300 (+0.11%) Land $47,700 Building $235,600	$283,300 (+0.11%) Land $47,700 Building $235,600
2024	$3,342.00	$283,000 (+17.23%) Land $47,400 Building $235,600	$283,000 (+17.23%) Land $47,400 Building $235,600
2022		$241,400 Land $45,100 Building $196,300	$241,400 Land $45,100 Building $196,300

Flood & Wildfire

5045 Arnold Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · St. Louis County (27137C), updated March 24, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.