Collier County property record for 5051 Cerromar Dr, Naples, FL 34112
| Property Type | Single Family Home |
|---|---|
| Details | 3,119 sqft · built 2002 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $860,000 (Apr 2014) |
| Tax Bill | $6,903 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 506900 1845B15 |
| Primary APN | 506900 1845B15 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,119 sqft Living Area |
| 1st Floor Area | 3,119 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 10,890 sqft (0.25 acres) |
| Pool Area | 392 sqft |
| Deck Area | 859 sqft |
| Street Address | 5051 CERROMAR DR |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34112-7922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | NAPLES LAKES COUNTRY CLUB LOT 184 |
| Legal Range | 26 |
| Legal Township | 50 |
| Legal Section | 15 |
| Legal Subdivision | NAPLES LAKES COUNTRY CLUB |
| Legal Tract | 506900 |
| Legal Block | 3 |
| Legal Lot Number | 184 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 10518 |
5051 Cerromar Dr is owner-occupied and held in a trust since April 2014.
Source: Collier County records, as of August 25, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 5051 CERROMAR DR, NAPLES, FL 34112-7922 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 10, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB |
| Oct 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 10, 2014 · Amount on File |
| Deed Sale | Apr 10, 2014 · Amount on File |
| Prior Sale | Aug 31, 2006 · Amount on File |
| Deed Document Number | 20144966776 |
| Deed Book / Page | 5025 / 1910 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 5051 CERROMAR DR, NAPLES, FL 34112-7922 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0055420650 |
|---|---|
| Date | Aug 10, 2018 |
| Book Page | 5542/0650 |
| Instrument | 5598425 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | GRANDVIEW, MO 64030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 5051 CERROMAR DR, NAPLES, FL 34112-7922 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 5051 CERROMAR DR, NAPLES, FL 34112-7922 |
| Document Number | 0058361286 |
|---|---|
| Date | Oct 28, 2020 |
| Book Page | 5836/1286 |
| Instrument | 5945012 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 5051 CERROMAR DR, NAPLES, FL 34112-7922 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5051 CERROMAR DR, NAPLES, FL 34112-7922 |
| Document Number | 0060302796 |
|---|---|
| Date | Oct 22, 2021 |
| Book Page | 6030/2796 |
| Instrument | 6147602 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2036 |
The 2025 property tax bill for 5051 Cerromar Dr was $6,903 with a homeowner's exemption.
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $690,689 (+2.7%) | $1,046,159 (-6.44%) Land $465,523 Building $580,636 | |
| 2025 | $6,903.00 Homeowner's exemption | $672,531 | $1,118,154 Land $604,800 Building $513,354 |
| 2023 | $6,384.00 (-2.5%) Homeowner's exemption | $634,541 (+3%) | $1,262,396 (+28.62%) Land $615,600 Building $646,796 |
| 2022 | $6,548.00 Homeowner's exemption | $616,059 | $981,491 Land $317,520 Building $663,971 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5051 Cerromar Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 205 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 227 units insured incl. 22 condo units |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5051 Cerromar Dr is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 83% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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