Collier County property record for 5044 Cerromar Dr, Naples, FL 34112
| Property Type | Single Family Home |
|---|---|
| Details | 3,115 sqft · built 2003 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,500,000 (Sep 2022) |
| Tax Bill | $11,145 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Sep 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 506900 2145B15 |
| Primary APN | 506900 2145B15 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,115 sqft Living Area |
| 1st Floor Area | 3,115 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 10,890 sqft (0.25 acres) |
| Pool Area | 384 sqft |
| Deck Area | 1,128 sqft |
| Street Address | 5044 CERROMAR DR |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34112-7921 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | NAPLES LAKES COUNTRY CLUB LOT 214 |
| Legal Range | 26 |
| Legal Township | 50 |
| Legal Section | 15 |
| Legal Subdivision | NAPLES LAKES COUNTRY CLUB |
| Legal Tract | 506900 |
| Legal Block | 3 |
| Legal Lot Number | 214 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 10518 |
Source: Collier County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5044 CERROMAR DR, NAPLES, FL 34112-7921 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jun 9, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 15, 2022 | Warranty Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Nov 9, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2022 · Amount on Record |
| Deed Sale | Sep 15, 2022 · Amount on Record |
| Prior Sale | Apr 9, 2003 · Amount on Record |
| Deed Document Number | 20226309028 |
| Deed Book / Page | 6174 / 338 |
| Prior Transfer Date | Oct 7, 2021 |
| Prior Transfer Doc | 0060392119 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Jun 9, 2026 |
| Property Address | 5044 CERROMAR DR, NAPLES, FL 34112-7921 |
| Document Number | 0006836016 |
| Book / Page | 6597 / 254 |
| Instrument Date | May 14, 2026 |
| Instrument | 20266836016 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 5044 CERROMAR DR, NAPLES, FL 34112-7921 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Sep 15, 2022 |
| Property Address | 5044 CERROMAR DR, NAPLES, FL 34112-7921 |
| Document Number | 0061740338 |
| Book / Page | 6174 / 338 |
| Map Reference | MB 33 PG 8-15 |
| Instrument Date | Sep 2, 2022 |
| Instrument | 6309028 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2533 N 140TH DR, 2533, GOODYEAR, AZ 85395-2488 |
| Name | Verified Name |
|---|---|
| Address | 1 PARK VIEW AVE APT 2406, 2406, JERSEY CITY, NJ 07302-8339 |
| Document Number | 0006174340 |
|---|---|
| Date | Sep 15, 2022 |
| Instrument | 6174/340 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Oct 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 9.25% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 9.25% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Nov 9, 2021 |
| Property Address | 5044 CERROMAR DR, NAPLES, FL 34112-7921 |
| Document Number | 0060392119 |
| Book / Page | 6039 / 2119 |
| Map Reference | MB 33 PG 8-16 |
| Instrument Date | Oct 7, 2021 |
| Instrument | 6156649 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5044 CERROMAR DR, NAPLES, FL 34112-7921 |
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,072,745 (-0.33%) Land $465,523 Building $607,222 | $1,072,745 (-0.33%) Land $465,523 Building $607,222 | |
| 2025 | $11,145.00 (-5.29%) Homeowner's exemption | $1,076,289 (-16.67%) Land $540,000 Building $536,289 | $1,076,289 (-16.67%) Land $540,000 Building $536,289 |
| 2024 | $11,768.00 (-13.27%) | ||
| 2023 | $13,568.00 (+99.35%) | $1,291,675 (+101.94%) Land $615,600 Building $676,075 | $1,291,675 (+27.69%) Land $615,600 Building $676,075 |
| 2022 | $6,806.00 Homeowner's exemption | $639,646 | $1,011,536 Land $317,520 Building $694,016 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 205 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 227 units insured incl. 22 condo units |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 83% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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