Hernando County property record for 5050 Cumberland Ln, Spring Hill, FL 34607 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,098 sqft · built 1988 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $466,000 (Oct 2022) |
| Tax Bill | $5,827 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Oct 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R09-223-17-2643-0011-0040 |
| Primary APN | R09-223-17-2643-0011-0040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 3,098 sqft Living Area |
| 1st Floor Area | 3,098 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Stucco |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Area | 576 sqft |
| Pool Area | 450 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 1,983 sqft |
| Patio Area | 270 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 01051541 |
|---|---|
| Street Address | 5050 CUMBERLAND LN |
| City | SPRING HILL |
| State | FL |
| Zip | 34607-2309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE IN THE WOODS PHASE III BLK 11 LOT 4 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 09 |
| Legal Subdivision | LAKE IN THE WOODS PH III |
| Legal Phase | 3 |
| Legal Block | 11 |
| Legal Lot Number | 4 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | HERNANDO BEACH |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 41502 |
Source: Hernando County records · APN R09-223-17-2643-0011-0040
Assessment roll updated October 31, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 5050 CUMBERLAND LN, SPRING HILL, FL 34607-2309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 03, 2025 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Oct 10, 2022 | Warranty Deed, Transfer · FHA Mortgage PLAINS COMMERCE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 10, 2022 · Amount on Record |
| Deed Sale | Oct 10, 2022 · Amount on Record |
| Prior Sale | Jan 06, 2017 · Amount on Record |
| Deed Document Number | 2022074029 |
| Deed Book / Page | 4228 / 111 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 5050 CUMBERLAND LN, SPRING HILL, FL 34607-2309 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5055 CUMBERLAND LN, SPRING HILL, FL 34607-2312 |
| Document Number | 0046050680 |
|---|---|
| Date | Sep 03, 2025 |
| Book Page | 4605/680 |
| Instrument | 2025061448 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20510 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Oct 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Oct 10, 2022 |
| Property Address | 5050 CUMBERLAND LN, SPRING HILL, FL 34607-2309 |
| Document Number | 0042280111 |
| Book / Page | 4228 / 111 |
| Map Reference | MB 19 PG 39&40 |
| Instrument Date | Oct 06, 2022 |
| Instrument | 2022074029 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2024 |
| Title Company | ELITE TITLE NETWORK LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,262.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13389 MANDALAY PL, SPRING HILL, FL 34609-0579 |
| Name | Verified Name |
|---|---|
| Address | 5050 CUMBERLAND LN, SPRING HILL, FL 34607-2309 |
| Document Number | 0042280113 |
|---|---|
| Date | Oct 10, 2022 |
| Book Page | 4228/113 |
| Instrument | 2022074030 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2052 |
Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,827.00 | $408,247 Land $45,938 Building $362,309 | $408,247 Land $45,938 Building $362,309 |
Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 32% of the US · above 8% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 3,125 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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