5030 Cumberland Ln, Spring Hill, FL 34607 Property Records

Hernando County property record for 5030 Cumberland Ln, Spring Hill, FL 34607 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,356 sqft · built 1991
Lot Size0.559 acres (24,367 sqft)
Owner2 Individual Names on File
Last Sale$170,000 (Oct 2013)
Tax Bill$2,128 (2025)
Deeds & MortgagesSep 2021 Line of Credit
Jan 2021 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APNR09-223-17-2643-0011-0010

Property Details

APN / Parcel Number

Primary APNR09-223-17-2643-0011-0010
Alternative APNs
  • 01051514
  • 1051514

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area2,356 sqft Living Area
Gross Area3,390 sqft
1st Floor Area2,356 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1998
Exterior MaterialCombination
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area24,367 sqft (0.559 acres)
Garage TypeAttached
Garage Area584 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area452 sqft
PorchOpen Porch
Porch Area350 sqft
Patio Area150 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number01051514
Street Address5030 CUMBERLAND LN
CitySPRING HILL
StateFL
Zip34607-2309
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE IN THE WOODS PHASE III BLK 11 LOT 1 ORB 726 PG 1905 ORB 2428 PG 379
Legal Range17E
Legal Township23S
Legal Section09
Legal SubdivisionLAKE IN THE WOODS PH III
Legal Block11
Legal Lot Number1
JurisdictionHERNANDO FL
Township / Civil DivisionHERNANDO BEACH
Census Block Group2
Census Block2022
Census Tract41502

Owner

Source: Hernando County records · APN R09-223-17-2643-0011-0010

Assessment roll updated December 8, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5030 CUMBERLAND LN, SPRING HILL, FL 34607-2309
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2021Deed of Trust, Mortgage · Line of Credit
SUNCOAST CU
Jan 13, 2021Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Oct 20, 2020Loan Modification, Mortgage · Conventional with PMI
PENNYMAC
Jun 06, 2018Warranty Deed, Transfer
SOUTHEAST TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 03, 2013 · Amount on Record
Deed SaleOct 03, 2013 · Amount on Record
Prior SaleMar 21, 2013 · Amount on Record
Deed Document Number201356007
Deed Book / Page3043 / 1975
Last Transfer DateJan 12, 2021
Transfer Doc0039381017
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address5030 CUMBERLAND LN, SPRING HILL, FL 34607-2309
Transaction TypeMortgage
Record UpdatedOct 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address5030 CUMBERLAND LN, SPRING HILL, FL 34607-2309

Mortgage

Document Number0040620351
DateSep 28, 2021
Book Page4062/351
Instrument2021072744
Lender
NameSUNCOAST CU
TypeCredit Union
Address11904
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueSep 27, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHERNANDO FL
Recording DateJan 13, 2021
Property Address5030 CUMBERLAND LN, SPRING HILL, FL 34607-2309
Document Number0039381017
Book / Page3938 / 1017
Map ReferenceMB 19 PG 39&40
Instrument DateJan 12, 2021
Instrument2021002445
Transaction TypeTransfer
Record UpdatedDec 07, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5030 CUMBERLAND LN, SPRING HILL, FL 34607-2309

October 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHERNANDO FL
Property Address5030 CUMBERLAND LN, SPRING HILL, FL 34607-2309
Document Number0039300055
Instrument DateOct 20, 2020
Transaction TypeMortgage
Record UpdatedMar 08, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5030 CUMBERLAND LN SPRING HILL FL 346072309, SPRING HILL, FL 34607-2309

Mortgage

Document Number0039300055
DateDec 23, 2020
Book Page003930/000055
Instrument80658
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 22, 2050

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateJun 06, 2018
Property Address5030 CUMBERLAND LN, SPRING HILL, FL 34607-2309
Document Number0035910245
Book / Page003591 / 000245
Instrument DateMay 25, 2018
Instrument34747
Transaction TypeTransfer
Record UpdatedJul 05, 2018
Title CompanySOUTHEAST TITLE

Transaction

AmountAmount Recorded
Tax$1,592.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2083 IL ROUTE 26 DIXON IL 610219764, DIXON, IL 61021-9764

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,128.00 (+45.45%)$156,278 (+14.97%)$319,681 (+19.87%) Land $48,612 Building $271,069
2023$135,926 Land $135,926
2022$1,463.00$266,682 Land $48,612 Building $218,070

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120530415022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2021, tidal / storm surge
Nearby Flood Policies46 in force
41 of 46 on primary residences
Flood Insurance CostPremium on Record
median of 46 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)

Wildfire

Wildfire RiskLow
above 32% of the US · above 8% of Florida
Wildfire LikelihoodAbout 1 in 3,125 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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