Hernando County property record for 5030 Cumberland Ln, Spring Hill, FL 34607 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,356 sqft · built 1991 |
| Lot Size | 0.559 acres (24,367 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $170,000 (Oct 2013) |
| Tax Bill | $2,128 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit Jan 2021 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R09-223-17-2643-0011-0010 |
| Primary APN | R09-223-17-2643-0011-0010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,356 sqft Living Area |
| Gross Area | 3,390 sqft |
| 1st Floor Area | 2,356 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 24,367 sqft (0.559 acres) |
| Garage Type | Attached |
| Garage Area | 584 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 452 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 350 sqft |
| Patio Area | 150 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 01051514 |
|---|---|
| Street Address | 5030 CUMBERLAND LN |
| City | SPRING HILL |
| State | FL |
| Zip | 34607-2309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE IN THE WOODS PHASE III BLK 11 LOT 1 ORB 726 PG 1905 ORB 2428 PG 379 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 09 |
| Legal Subdivision | LAKE IN THE WOODS PH III |
| Legal Block | 11 |
| Legal Lot Number | 1 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | HERNANDO BEACH |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 41502 |
Source: Hernando County records · APN R09-223-17-2643-0011-0010
Assessment roll updated December 8, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5030 CUMBERLAND LN, SPRING HILL, FL 34607-2309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 28, 2021 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Jan 13, 2021 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Oct 20, 2020 | Loan Modification, Mortgage · Conventional with PMI PENNYMAC |
| Jun 06, 2018 | Warranty Deed, Transfer SOUTHEAST TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 03, 2013 · Amount on Record |
| Deed Sale | Oct 03, 2013 · Amount on Record |
| Prior Sale | Mar 21, 2013 · Amount on Record |
| Deed Document Number | 201356007 |
| Deed Book / Page | 3043 / 1975 |
| Last Transfer Date | Jan 12, 2021 |
| Transfer Doc | 0039381017 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 5030 CUMBERLAND LN, SPRING HILL, FL 34607-2309 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2021 |
| Name | Verified Name |
|---|---|
| Address | 5030 CUMBERLAND LN, SPRING HILL, FL 34607-2309 |
| Document Number | 0040620351 |
|---|---|
| Date | Sep 28, 2021 |
| Book Page | 4062/351 |
| Instrument | 2021072744 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | 11904 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 27, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jan 13, 2021 |
| Property Address | 5030 CUMBERLAND LN, SPRING HILL, FL 34607-2309 |
| Document Number | 0039381017 |
| Book / Page | 3938 / 1017 |
| Map Reference | MB 19 PG 39&40 |
| Instrument Date | Jan 12, 2021 |
| Instrument | 2021002445 |
| Transaction Type | Transfer |
| Record Updated | Dec 07, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5030 CUMBERLAND LN, SPRING HILL, FL 34607-2309 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 5030 CUMBERLAND LN, SPRING HILL, FL 34607-2309 |
| Document Number | 0039300055 |
| Instrument Date | Oct 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 08, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 5030 CUMBERLAND LN SPRING HILL FL 346072309, SPRING HILL, FL 34607-2309 |
| Document Number | 0039300055 |
|---|---|
| Date | Dec 23, 2020 |
| Book Page | 003930/000055 |
| Instrument | 80658 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 22, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jun 06, 2018 |
| Property Address | 5030 CUMBERLAND LN, SPRING HILL, FL 34607-2309 |
| Document Number | 0035910245 |
| Book / Page | 003591 / 000245 |
| Instrument Date | May 25, 2018 |
| Instrument | 34747 |
| Transaction Type | Transfer |
| Record Updated | Jul 05, 2018 |
| Title Company | SOUTHEAST TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,592.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2083 IL ROUTE 26 DIXON IL 610219764, DIXON, IL 61021-9764 |
Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,128.00 (+45.45%) | $156,278 (+14.97%) | $319,681 (+19.87%) Land $48,612 Building $271,069 |
| 2023 | $135,926 Land $135,926 | ||
| 2022 | $1,463.00 | $266,682 Land $48,612 Building $218,070 |
Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120530415022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2021, tidal / storm surge |
| Nearby Flood Policies | 46 in force 41 of 46 on primary residences |
| Flood Insurance Cost | Premium on Record median of 46 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Wildfire Risk | Low above 32% of the US · above 8% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 3,125 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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