505 W Train St, Dows, IA 50071 Property Records

Wright County property record for 505 W Train St, Dows, IA 50071

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,053 sqft · built 1948
Lot Size	0.185 acres (8,052 sqft)
Owner	Individual Name on File
Last Sale	$75,000 (Sep 2022)
Tax Bill	$976 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-36-206-003`

Property Details

APN / Parcel Number

Primary APN	`12-36-206-003`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	3 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,053 sqft Living Area
1st Floor Area	780 sqft
Attic	Attic
Attic Area	273 sqft
Basement Area	780 sqft
Finished Basement	300 sqft
Unfinished Basement	780 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,052 sqft (0.185 acres)
Lot Dimensions	122 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	392 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	114 sqft
Deck Area	Deck Area
Patio Area	54 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	505 W TRAIN ST
City	DOWS
State	IA
Zip	50071-7710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BLOCK 4 ESK 3
Legal Subdivision	ESKRIDGES 3RD ADD
Legal Block	4
Legal Lot Number	8
Jurisdiction	WRIGHT IA
Township / Civil Division	BLAINE
Census Block Group	1
Census Block	1187
Census Tract	680400

Owner

505 W Train St is owned by an individual who bought it in September 2022.

Source: Wright County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2395 WRIGHT AVE, DOWS, IA 50071-7527
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2017	Deed of Trust, Mortgage UNITED BANK & TRUST
Sep 9, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2022 · Amount on File
Deed Sale	Sep 9, 2022 · Amount on File
Prior Sale	Oct 21, 2016 · Amount on File
Deed Document Number	20221970
Deed Book / Page	2022 / 1970
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT IA
Property Address	505 W TRAIN ST, DOWS, IA 50071-7710
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017/1533
Date	Jul 13, 2017
Book Page	2017/1533
Instrument	17-1533

Lender

Name	UNITED BANK & TRUST
Type	Bank
Address	DOWS, IA 50071

Agreement

Amount	Amount on Record

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT IA
Recording Date	Sep 9, 2022
Property Address	505 W TRAIN ST, DOWS, IA 50071-7710
Document Number	02022/1970
Book / Page	2022 / 1970
Instrument Date	Aug 28, 2022
Instrument	2022-1970
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$119.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2395 WRIGHT AVE, DOWS, IA 50071-7527

Mortgage

Document Number	02022/1971
Date	Sep 9, 2022
Book Page	2022/1971
Instrument	2022-1971

Lender

Name	FIRST CITIZENS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 505 W Train St was $976, down 4.1% from the year before.

Source: Wright County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Wright County
Municipality	Dows City
Unified School District	Clarion-Goldfield-Dows Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,600 (-) Land $6,500 Building $48,100	$54,600 (-) Land $6,500 Building $48,100
2025	$976.00 (-4.13%)	$54,600 Land $6,500 Building $48,100	$54,600 Land $6,500 Building $48,100
2024	$1,018.00
2023		$62,000 (+27.57%) Land $3,900 Building $58,100	$62,000 Land $3,900 Building $58,100
2022	$1,008.00	$48,600 Land $3,900 Building $44,700
2021			$48,600 Land $3,900 Building $44,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 505 W Train St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 505 W Train St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOWS WATER SUPPLY serves 526 people · EPA ID IA9921050
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Nextlink, WMTel.

Cell Coverage

5G (outdoors only) and 4G LTE

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