503 W Train St, Dows, IA 50071 Property Records

Wright County property record for 503 W Train St, Dows, IA 50071

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,400 sqft · built 1973
Lot Size	0.185 acres (8,052 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Apr 2025)
Tax Bill	$2,178 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`12-36-206-004`

Property Details

APN / Parcel Number

Primary APN	`12-36-206-004`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	3 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,400 sqft Living Area
1st Floor Area	1,260 sqft
Basement Area	1,260 sqft
Finished Basement	625 sqft
Unfinished Basement	1,260 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,052 sqft (0.185 acres)
Lot Dimensions	122 ft deep x 66 ft wide
Garage Type	Mixed
Garage Area	908 sqft
Parking Spaces	3 Parking Spaces
Deck Area	248 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	503 W TRAIN ST
City	DOWS
State	IA
Zip	50071-7710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLOCK 4 ESK 3
Legal Subdivision	ESKRIDGES 3RD ADD
Legal Block	4
Legal Lot Number	9
Jurisdiction	WRIGHT IA
Township / Civil Division	BLAINE
Census Block Group	1
Census Block	1187
Census Tract	680400

Owner

503 W Train St is owned and occupied by two individuals who bought it in April 2025.

Source: Wright County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 94, DOWS, IA 50071-0094
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Deed of Trust, Mortgage · Conventional Mortgage FOUR POINTS FCU
Sep 12, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2025 · Amount on File
Deed Sale	Apr 7, 2025 · Amount on File
Prior Sale	Dec 1, 2008 · Amount on File
Deed Document Number	2025635
Deed Book / Page	2025 / 635
Prior Transfer Date	Oct 5, 2022
Prior Transfer Doc	0000002358
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT IA
Property Address	503 W TRAIN ST, DOWS, IA 50071-7710
Transaction Type	Mortgage
Record Updated	Nov 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 W TRAIN ST, DOWS, IA 50071-7710

Mortgage

Document Number	02025/1829
Date	Oct 20, 2025
Book Page	2025/1829
Instrument	25-1829

Lender

Name	FOUR POINTS FCU
Type	Credit Union
Address	OMAHA, NE 68130

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2040

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT IA
Recording Date	Sep 12, 2018
Property Address	503 W TRAIN ST, DOWS, IA 50071-7710
Document Number	2018/1830
Book / Page	2018 / 1830
Instrument Date	Aug 1, 2018
Instrument	0000018-1830
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	503 W TRAIN ST, DOWS, IA 50071-7710

Tax Assessment & Valuation

The 2025 property tax bill for 503 W Train St was $2,178 with a homeowner's exemption, up 24.7% from the year before.

Source: Wright County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Wright County
Municipality	Dows City
Unified School District	Clarion-Goldfield-Dows Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$121,800 (-) Land $6,500 Building $115,300	$121,800 (-) Land $6,500 Building $115,300
2025	$2,178.00 (+24.74%) Homeowner's exemption	$121,800 Land $6,500 Building $115,300	$121,800 Land $6,500 Building $115,300
2024	$1,746.00
2023		$112,700 (+20.53%) Land $3,900 Building $108,800	$112,700 Land $3,900 Building $108,800
2022	$1,756.00 Homeowner's exemption	$93,500 Land $3,900 Building $89,600
2021			$93,500 Land $3,900 Building $89,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 503 W Train St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 503 W Train St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOWS WATER SUPPLY serves 526 people · EPA ID IA9921050
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Nextlink, WMTel.

Cell Coverage

5G (outdoors only) and 4G LTE

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