505 W Saint Germain St, Saint Cloud, MN 56301 Property Records

Stearns County property record for 505 W Saint Germain St, Saint Cloud, MN 56301

Property Summary

Property Type	Multi-Family Dwellings
Details	3,402 sqft · built 1900
Lot Size	0.058 acres (2,508 sqft)
Owner	Company Name on File
Last Sale	$120,000 (Aug 2017)
Tax Bill	$6,316 (2026)
Deeds & Mortgages	Aug 2018 Transfer Aug 2018 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`82-51634-0000`

Property Details

APN / Parcel Number

Primary APN	`82-51634-0000`

Interior

Stories	2 Stories
Building Area	3,402 sqft Living Area
1st Floor Area	2,016 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Multi-Family
Exterior Material	Brick
Lot Area	2,508 sqft (0.058 acres)
Lot Width	21 ft Width

Utilities, Heating & Cooling

Cooling System	None
Heating System	Steam

Location & Zoning

Street Address	505 W SAINT GERMAIN ST
City	SAINT CLOUD
State	MN
Zip	56301-3666
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	C3
Legal Description	P/O LOTS 6 & 7 BLK 5 COM MOST ELY COR BLK 5-S58D W ALG SELY LN BLK 5 45.02' TO POB-N31D W 51.35'-S58D W 1.25'-N31D W 80.71'
Legal Range	28W
Legal Township	124
Legal Section	11
Legal Subdivision	WILSONS SURVEY
Legal Block	5
Legal Lot Number	6-7
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3003
Census Tract	11600

Owner

505 W Saint Germain St, a residential property, is owned by a company that bought it in August 2017.

Source: Stearns County records, as of April 21, 2026

Owner of Record	Company Name on File
Mailing Address	1ST ST S, SAINT CLOUD, MN 56301
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2018	Quit Claim Deed, Transfer Quitclaim
Aug 24, 2018	Quit Claim Deed, Transfer Quitclaim
Aug 16, 2017	Quit Claim Deed, Transfer WHEATLAND TITLE, HEARTLAND TITLE
Aug 16, 2017	Warranty Deed, Transfer WHEATLAND TITLE, HEARTLAND TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2017 · Amount on File
Deed Sale	Aug 16, 2017 · Amount on File
Deed Document Number	20171502604
Prior Transfer Date	Aug 14, 2017
Prior Transfer Doc	00A1502603
Record Updated	Jun 8, 2026

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 24, 2018
Property Address	505 W SAINT GERMAIN ST, SAINT CLOUD, MN 56301-3666
Document Number	00A1527690
Instrument Date	Aug 17, 2018
Instrument	A1527690
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7135 5TH AVE NE, SAUK RAPIDS, MN 56379-9558

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 24, 2018
Property Address	505 W SAINT GERMAIN ST, SAINT CLOUD, MN 56301-3666
Document Number	00A1527687
Instrument Date	Aug 6, 2018
Instrument	A1527687
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7135 5TH AVE NE, SAUK RAPIDS, MN 56379-9558

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 16, 2017
Property Address	505 W SAINT GERMAIN ST, SAINT CLOUD, MN 56301-3666
Document Number	00A1502603
Instrument Date	Aug 14, 2017
Instrument	A1502603
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	WHEATLAND TITLE, HEARTLAND TITLE

Transaction

Tax	$1.65
Amount Accuracy	Calculated from Transfer Tax
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 183, SAINT CLOUD, MN 56302-0183

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 16, 2017
Property Address	505 W SAINT GERMAIN ST, SAINT CLOUD, MN 56301-3666
Document Number	00A1502604
Instrument Date	Aug 14, 2017
Instrument	A1502604
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	WHEATLAND TITLE, HEARTLAND TITLE

Transaction

Amount	Amount on Record
Tax	$396.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7135 5TH AVE NE, SAUK RAPIDS, MN 56379-9558

Tax Assessment & Valuation

The 2026 property tax bill for 505 W Saint Germain St was $6,316.

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,316.00
2025		$240,000 Land $50,000 Building $190,000	$240,000 Land $50,000 Building $190,000
2023	$4,816.00	$229,200 Land $35,000 Building $194,200	$229,200 Land $35,000 Building $194,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 505 W Saint Germain St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 505 W Saint Germain St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, CenturyLink, Intrepid Fiber Networks, T-Mobile.

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