Stearns County property record for 400 W Saint Germain St, Saint Cloud, MN 56301
| Property Type | City, Municipal, Town, Village Owned (Exempt) |
|---|---|
| Details | 141,617 sqft · built 1983 |
| Lot Size | 0.95 acres (41,376 sqft) |
| Owner | Company Name on File |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-52878-0000 |
| Primary APN | 82-52878-0000 |
|---|
| Stories | 5 Stories |
|---|---|
| Building Area | 141,617 sqft Living Area |
| 1st Floor Area | 26,000 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Block |
| Lot Area | 41,376 sqft (0.95 acres) |
| Lot Width | 132 ft Width |
| Cooling System | None |
|---|
| Street Address | 400 W SAINT GERMAIN ST |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301 |
| Property Category | Public Works |
| Property Type | Public Works > City, Municipal, Town, Village Owned (Exempt) |
| Local Zoning Code | C3 |
| Legal Description | LOTS 6 THRU 10 BLK D LESS PARTS OF 6 & 7 TO CITY AND LESS W 20' OF N 3/10' OF LOT 8 AND LESS W 20' OF LOT 9 & LESS W 20' OF |
| Legal Subdivision | WILSONS SURVEY |
| Legal Block | D |
| Legal Lot Number | 6-10 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 11600 |
400 W Saint Germain St, a public works property, is owned by a company.
Source: Stearns County records, as of July 30, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1201 7TH ST S, SAINT CLOUD, MN 56301-7516 |
| Owner Type | Company |
| Vesting | Government |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,775,000 (-) Land $475,000 Building $3,300,000 | $3,775,000 (-) Land $475,000 Building $3,300,000 | |
| 2025 | Additional exemption filed | $3,775,000 Land $475,000 Building $3,300,000 | $3,775,000 Land $475,000 Building $3,300,000 |
| 2023 | Additional exemption filed | $3,775,000 Land $475,000 Building $3,300,000 | $3,775,000 Land $475,000 Building $3,300,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 400 W Saint Germain St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 400 W Saint Germain St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, CenturyLink, Intrepid Fiber Networks, T-Mobile.
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