505 Sumter Ct, Saint Joseph, IL 61873 Property Records

Champaign County property record for 505 Sumter Ct, Saint Joseph, IL 61873

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,124 sqft · built 2008
Lot Size	0.325 acres (14,142 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (Apr 2023)
Tax Bill	$7,674 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-22-14-278-003`

Property Details

APN / Parcel Number

Primary APN	`28-22-14-278-003`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,124 sqft Living Area
Gross Area	3,040 sqft
Basement Area	1,124 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Roof Material	Other
Lot Area	14,142 sqft (0.325 acres)
Garage Type	Attached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Frame Porch
Porch Area	308 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	505 SUMTER CT
City	SAINT JOSEPH
State	IL
Zip	61873-8445
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 106 WOODARDS CRESTVIEW SUB 1
Legal Range	10E
Legal Township	19N
Legal Section	14
Legal Subdivision	WOODARDS CRESTVIEW SUB 1
Legal Lot Number	106
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	ST. JOSEPH
Census Block Group	3
Census Block	3009
Census Tract	10701

Owner

505 Sumter Ct is owned and occupied by two individuals who bought it in April 2023.

Source: Champaign County records, as of June 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	505 SUMTER CT, SAINT JOSEPH, IL 61873-8445
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2023 · Amount on File
Deed Sale	Apr 3, 2023 · Amount on File
Prior Sale	Aug 2, 2013
Deed Document Number	20233928
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Apr 3, 2023
Property Address	505 SUMTER CT, SAINT JOSEPH, IL 61873-8445
Document Number	0000003928
Map Reference	DOC 2006R 18634
Instrument Date	Mar 28, 2023
Instrument	2023R03928
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$355.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	505 SUMTER CT, SAINT JOSEPH, IL 61873-8445

Mortgage

Document Number	0000003929
Date	Apr 3, 2023
Instrument	2023R03929

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.37%

Tax Assessment & Valuation

The 2025 property tax bill for 505 Sumter Ct was $7,674, up 4.1% from the year before.

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	St. Joseph Township
Municipality	St. Joseph Village
Elementary School District	St. Joseph Community Consolidated School District 169 (KG - 08)
Secondary School District	St. Joseph-Ogden Community High School District 305 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,674.00 (+4.14%)	$118,890 Land $24,800 Building $94,090	$356,670 Land $74,400 Building $282,270
2024	$7,369.00
2022	$6,539.00 Homeowner's exemption	$94,880 Land $19,790 Building $75,090	$284,640 Land $59,370 Building $225,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 505 Sumter Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 505 Sumter Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: MF Wireless, Nextlink.

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