504 Sumter Ct, Saint Joseph, IL 61873 Property Records

Champaign County property record for 504 Sumter Ct, Saint Joseph, IL 61873

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,358 sqft · built 2008
Lot Size	0.254 acres (11,073 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Jun 2020)
Tax Bill	$6,859 (2024)
Deeds & Mortgages	Apr 2024 Mortgage Mar 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-22-14-279-001`

Property Details

APN / Parcel Number

Primary APN	`28-22-14-279-001`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,358 sqft Living Area
Gross Area	3,484 sqft
Basement Area	1,358 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Roof Material	Other
Lot Area	11,073 sqft (0.254 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	92 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	504 SUMTER CT
City	SAINT JOSEPH
State	IL
Zip	61873-8454
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 107 WOODARDS CRESTVIEW SUB 1
Legal Range	10E
Legal Township	19N
Legal Section	14
Legal Subdivision	WOODARDS CRESTVIEW SUB 1
Legal Lot Number	107
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	ST. JOSEPH
Census Block Group	3
Census Block	3009
Census Tract	10701

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	504 SUMTER CT, SAINT JOSEPH, IL 61873-8454
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2024	Deed of Trust, Mortgage · Loan Assumption PRIMELENDING
Mar 24, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jun 1, 2020	Warranty Deed, Transfer · Conventional with PMI PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2020 · Amount on Record
Deed Sale	Jun 1, 2020 · Amount on Record
Prior Sale	Jun 18, 2008 · Amount on Record
Deed Document Number	20209394
Last Transfer Date	Feb 27, 2023
Transfer Doc	0000003591
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	504 SUMTER CT, SAINT JOSEPH, IL 61873-8454
Transaction Type	Mortgage
Record Updated	Apr 15, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004166
Date	Apr 4, 2024
Instrument	2024R04166

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Loan Assumption
Amount	Amount Recorded

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHAMPAIGN IL
Recording Date	Mar 24, 2023
Property Address	504 SUMTER CT, SAINT JOSEPH, IL 61873-8454
Document Number	0000003591
Map Reference	DOC 2006R18634
Instrument Date	Feb 27, 2023
Instrument	2023R03591
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 SUMTER CT, SAINT JOSEPH, IL 61873-8454

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 1, 2020
Property Address	504 SUMTER CT, SAINT JOSEPH, IL 61873-8454
Document Number	0000009394
Instrument Date	May 29, 2020
Instrument	9394
Transaction Type	Transfer
Record Updated	Jul 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	504 SUMTER CT ST JOSEPH IL 618738454, ST JOSEPH, IL 61873-8454

Mortgage

Document Number	9395
Date	Jun 1, 2020
Instrument	9395

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2050

Interest

Rate	3.25%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	St. Joseph Township
Municipality	St. Joseph Village
Elementary School District	St. Joseph Community Consolidated School District 169 (KG - 08)
Secondary School District	St. Joseph-Ogden Community High School District 305 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$111,090 (+25.3%) Land $24,800 Building $86,290	$333,270 (+25.3%) Land $74,400 Building $258,870
2024	$6,859.00 (+12.79%)
2022	$6,081.00 Homeowner's exemption	$88,660 Land $19,790 Building $68,870	$265,980 Land $59,370 Building $206,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: MF Wireless, Nextlink.

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