Rockingham County property record for 505 Summit St, Madison, NC 27025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,352 sqft · built 2001 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $89,500 (Apr 2019) |
| Tax Bill | $2,323 (2025) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage Apr 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7915-05-28-4786-00 |
| Primary APN | 7915-05-28-4786-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,352 sqft Finished Area |
| 1st Floor Area | 1,352 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Construction Type | Frame |
| Lot Area | 14,810 sqft (0.34 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | Deck Area |
| Patio Area | 160 sqft |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Geothermal |
| Account Number | 117159 |
|---|---|
| Street Address | 505 SUMMIT ST |
| City | MADISON |
| State | NC |
| Zip | 27025-2220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES 8 MADI |
| Legal Description | LOT 2 T C P CONSTRUCTION INC SURVEY T C P CONSTRUCTION INC |
| Legal Subdivision | SURVEY FOR TCP CONSTRUCTION INC |
| Legal Lot Number | 2 |
| Jurisdiction | ROCKINGHAM NC |
| Township / Civil Division | MADISON |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 40800 |
Source: Rockingham County records, as of October 14, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 505 SUMMIT ST, MADISON, NC 27025-2220 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 1, 2022 | Warranty Deed, Transfer · ARM STATE EMPLOYEES CU |
| Apr 23, 2019 | Special Warranty Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jun 21, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 23, 2019 · Amount on Record |
| Deed Sale | Apr 23, 2019 · Amount on Record |
| Prior Sale | Jun 21, 2018 · Amount on Record |
| Deed Document Number | 2019585706 |
| Deed Book / Page | 1558 / 143 |
| Prior Transfer Date | Dec 9, 2011 |
| Prior Transfer Doc | 20110010694 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROCKINGHAM NC |
| Recording Date | Feb 1, 2022 |
| Property Address | 505 SUMMIT ST, MADISON, NC 27025-2220 |
| Document Number | 0000622922 |
| Book / Page | 1619 / 2512 |
| Map Reference | MB 46 PG 6 |
| Instrument Date | Feb 1, 2022 |
| Instrument | 622922 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 176 JACOBS CREEK RD, 176, MADISON, NC 27025-7764 |
| Name | Verified Name |
|---|---|
| Address | 505 SUMMIT ST, MADISON, NC 27025-2220 |
| Document Number | 0000622923 |
|---|---|
| Date | Feb 1, 2022 |
| Instrument | 622923 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.15% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.15% |
| Index | 5-Year CMT |
| Max Rate | 9.15% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ROCKINGHAM NC |
| Recording Date | Apr 23, 2019 |
| Property Address | 505 SUMMIT ST, MADISON, NC 27025-2220 |
| Document Number | 0000585706 |
| Book / Page | 1558 / 0143 |
| Map Reference | MB 46 PG 6 |
| Instrument Date | Apr 16, 2019 |
| Instrument | 585706 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $179.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1 FNB BLVD, 1, HERMITAGE, PA 16148-3347 |
| Name | Verified Name |
|---|---|
| Address | 505 SMITH AVE, HERMITAGE, PA 16148 |
| Document Number | 0000585707 |
|---|---|
| Date | Apr 23, 2019 |
| Instrument | 585707 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ROCKINGHAM NC |
| Recording Date | Jun 21, 2018 |
| Property Address | 505 SUMMIT ST, MADISON, NC 27025-2220 |
| Document Number | 0000576266 |
| Book / Page | 001544 / 000234 |
| Instrument Date | Jun 7, 2018 |
| Instrument | 576266 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 6, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $182.02 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 505 SUMMIT ST MADISON NC 270252220, MADISON, NC 27025-2220 |
Source: Rockingham County assessment roll, as of August 28, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rockingham County |
| Municipality | Madison Town |
| Unified School District | Rockingham County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,323.00 (+59.99%) | $181,529 (+78.07%) Land $8,800 Building $172,729 | $181,529 (+78.07%) Land $8,800 Building $172,729 |
| 2023 | $1,452.00 Additional exemption filed | $101,943 Land $8,000 Building $93,943 | $101,943 Land $8,000 Building $93,943 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 13 (1979–2024) |
| Claims Outside the SFHA | 3 of 13 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF MADISON serves 2,116 people · EPA ID NC0279030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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