303 Summit St, Madison, NC 27025 Property Records

Rockingham County property record for 303 Summit St, Madison, NC 27025

Property Summary

Property Type	Apartments (5+ Units)
Details	4,968 sqft · built 1970
Lot Size	0.91 acres (39,640 sqft)
Owner	Trust Name on Record
Last Sale	$520,000 (Jul 2024)
Tax Bill	$2,509 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Nov 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7915-05-29-4547-00`

Property Details

APN / Parcel Number

Primary APN	`7915-05-29-4547-00`
Alternative APN	`117175`

Interior

Units	6 Units
Stories	1 Story
Building Area	4,968 sqft Finished Area
1st Floor Area	4,968 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Masonry / Concrete Block
Lot Area	39,640 sqft (0.91 acres)

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	117175
Street Address	303 SUMMIT ST
City	MADISON
State	NC
Zip	27025-2259
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	RES 8 MADI
Legal Description	PTS LTS 15-24 BLK A MONT CHARLES SUBDIVISION MONT CHARLES SUBDIVISION
Legal Subdivision	MONT CHARLES SUBDIVISION
Legal Block	A
Legal Lot Number	15-24
Jurisdiction	ROCKINGHAM NC
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1023
Census Tract	40800

Owner

Source: Rockingham County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	3748 LEMON AVE, LONG BEACH, CA 90807-4116
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2023	Warranty Deed, Transfer · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Nov 5, 2019	Deed of Trust, Mortgage · Line of Credit SOUTHERN FIRST BK NA
Mar 14, 2019	Warranty Deed, Transfer · Commercial Mortgage FIRST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2024 · Amount on Record
Deed Sale	Jul 9, 2024 · Amount on Record
Prior Sale	Jun 12, 2023 · Amount on Record
Deed Document Number	2024654169
Deed Book / Page	1670 / 2003
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKINGHAM NC
Recording Date	Jun 12, 2023
Property Address	303 SUMMIT ST, MADISON, NC 27025-2259
Document Number	0000640965
Book / Page	1649 / 345
Instrument Date	Jun 9, 2023
Instrument	640965
Transaction Type	Transfer
Record Updated	Nov 23, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	600 RIERSON RD, MADISON, NC 27025-8167

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1295 BRIM RD, MADISON, NC 27025-7111

Mortgage

Document Number	0000640966
Date	Jun 12, 2023
Instrument	640966

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKINGHAM NC
Property Address	303 SUMMIT ST, MADISON, NC 27025-2259
Document Number	0000592174
Instrument Date	Nov 5, 2019
Transaction Type	Mortgage
Record Updated	Nov 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	600 RIERSON RD MADISON NC 270258167, MADISON, NC 27025-8167

Mortgage

Document Number	0000592174
Date	Nov 5, 2019
Book Page	001568/000380
Instrument	592174

Lender

Name	SOUTHERN FIRST BK NA
Type	Bank
Address	GREENSBORO, NC 27401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Nov 4, 2026

Interest

Rate Type	Adjustable Rate

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKINGHAM NC
Recording Date	Mar 14, 2019
Property Address	303 SUMMIT ST, MADISON, NC 27025-2259
Document Number	0000584273
Book / Page	1555 / 2764
Map Reference	MB 5 PG 29
Instrument Date	Mar 13, 2019
Instrument	584273
Transaction Type	Transfer
Record Updated	Aug 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 RIERSON RD, MADISON, NC 27025-8167

Mortgage

Document Number	0000584274
Date	Mar 14, 2019
Instrument	584274

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Rockingham County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rockingham County
Municipality	Madison Town
Unified School District	Rockingham County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,509.00 (+164.11%)	$197,753 (+62.88%) Land $22,750 Building $175,003	$197,753 (+62.88%) Land $22,750 Building $175,003
2023	$950.00	$121,409 Land $22,750 Building $98,659	$121,409 Land $22,750 Building $98,659

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	13 (1979–2024)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Sep 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MADISON serves 2,116 people · EPA ID NC0279030
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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