505 SE 13th Ave, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 505 SE 13th Ave, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,256 sqft · built 1962
Lot Size	0.241 acres (10,498 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,884 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3-22-37-35-0240-000B0-0010`

Property Details

APN / Parcel Number

Primary APN	`3-22-37-35-0240-000B0-0010`
Alternative APN	`R32237350240000B00010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,256 sqft Living Area
Gross Area	1,741 sqft
1st Floor Area	1,256 sqft
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,498 sqft (0.241 acres)
Lot Dimensions	105 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	264 sqft
Carport	Carport
Carport Area	264 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	505 SE 13TH AVE
City	OKEECHOBEE
State	FL
Zip	34974-4643
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WRIGHTS SECOND ADDITION TO OKEECHOBEE (PLAT BOOK 1 PAGE 13) LOTS 1 & 2 BLOCK B
Legal Range	35E
Legal Township	37S
Legal Section	22
Legal Subdivision	WRIGHTS SECOND ADDITION
Legal Block	B
Legal Lot Number	1,2
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	1
Census Block	1021
Census Tract	910500

Owner

Source: Okeechobee County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	505 SE 13TH AVE, OKEECHOBEE, FL 34974-4643
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Oct 6, 2017	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
May 9, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 9, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Aug 30, 2017	Quit Claim Deed, Transfer SERVICELINK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2008
Deed Sale	Dec 23, 2008
Deed Document Number	200813855
Deed Book / Page	663 / 1906
Last Transfer Date	Aug 30, 2017
Transfer Doc	0007951016
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	505 SE 13TH AVE, OKEECHOBEE, FL 34974-4643
Transaction Type	Mortgage
Record Updated	Apr 13, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021002364
Date	Mar 2, 2021
Instrument	2021002364

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	505 SE 13TH AVE, OKEECHOBEE, FL 34974-4643
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007961726
Date	Oct 6, 2017
Book Page	0796/1726
Instrument	2017009608

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	505 SE 13TH AVE, OKEECHOBEE, FL 34974-4643
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008241103
Date	May 9, 2019
Book Page	0824/1103
Instrument	2019004931

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	505 SE 13TH AVE, OKEECHOBEE, FL 34974-4643
Document Number	0000000658
Instrument Date	Jan 9, 2020
Transaction Type	Mortgage
Record Updated	Feb 13, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	505 SE 13TH AVE OKEECHOBEE FL 349744643, OKEECHOBEE, FL 34974-4643

Mortgage

Document Number	0000000658
Date	Jan 21, 2020
Instrument	658

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 20, 2050

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Aug 30, 2017
Property Address	505 SE 13TH AVE, OKEECHOBEE, FL 34974-4643
Document Number	0007951016
Book / Page	000795 / 001016
Instrument Date	Aug 30, 2017
Instrument	8553
Transaction Type	Transfer
Record Updated	Oct 13, 2017
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	505 SE 13TH AVE OKEECHOBEE FL 349744643, OKEECHOBEE, FL 34974-4643

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Municipality	Okeechobee City
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,884.00 (+5.02%) Homeowner's exemption	$39,911 (+5.99%)	$123,902 (+11.67%) Land $23,650 Building $100,252
2023	$1,794.00 (+149.17%) Homeowner's exemption	$37,656 (+3%)	$110,953 (+17.1%) Land $15,480 Building $95,473
2022	$720.00 Homeowner's exemption	$36,559	$94,753 Land $10,750 Building $84,003

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	8 (1992–2012)
Most Recent Claim	Aug 2012 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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