375 SE 13th Ave, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 375 SE 13th Ave, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,655 sqft · built 1988
Lot Size	0.323 acres (14,070 sqft)
Owner	Individual Name on Record
Last Sale	$191,000 (Dec 2018)
Tax Bill	$3,371 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-22-37-35-0320-000B0-0070`

Property Details

APN / Parcel Number

Primary APN	`3-22-37-35-0320-000B0-0070`
Alternative APN	`R32237350320000B00070`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	1,655 sqft Living Area
Gross Area	2,266 sqft
1st Floor Area	875 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1998
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	14,070 sqft (0.323 acres)
Lot Dimensions	110 ft deep x 128 ft wide
Garage Type	Carport
Garage Area	354 sqft
Carport	Carport
Carport Area	354 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	375 SE 13TH AVE
City	OKEECHOBEE
State	FL
Zip	34974-4639
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OKEECHOBEE DEVELOPMENT COS ADDITION TO OKEECHOBEE (PLAT BOOK 1 PAGE 6) LOTS 7, 8, 9, 10 AND 11, BLOCK B & ALSO ALLEYWAY 29 FEET IN WIDTH LYING ADJACENT TO SAID LOTS 7, 8, 9, 10 AND 11 BLOCK B
Legal Range	35E
Legal Township	37S
Legal Section	22
Legal Subdivision	OKEECHOBEE DEVELOPMENT
Legal Block	B
Legal Lot Number	7
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	1
Census Block	1014
Census Tract	910500

Owner

Source: Okeechobee County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	375 SE 13TH AVE, OKEECHOBEE, FL 34974-4639
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2020	Deed of Trust, Mortgage · VA Mortgage AMERICAN FIN'L NTWK INC
Oct 24, 2019	Deed of Trust, Mortgage · VA Mortgage WINTRUST MTG
Dec 28, 2018	Warranty Deed, Transfer · VA Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2018 · Amount on Record
Deed Sale	Dec 28, 2018 · Amount on Record
Prior Sale	May 19, 2006 · Amount on Record
Deed Document Number	201815032
Deed Book / Page	817 / 1933
Prior Transfer Date	Jul 5, 2011
Prior Transfer Doc	0007150364
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	375 SE 13TH AVE, OKEECHOBEE, FL 34974-4639
Document Number	0000000118
Instrument Date	Dec 23, 2020
Transaction Type	Mortgage
Record Updated	Feb 12, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	375 SE 13TH AVE OKEECHOBEE FL 349744639, OKEECHOBEE, FL 34974-4639

Mortgage

Document Number	0000000118
Date	Jan 6, 2021
Instrument	118

Lender

Name	AMERICAN FIN'L NTWK INC
Address	BREA, CA 92821

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	375 SE 13TH AVE, OKEECHOBEE, FL 34974-4639
Document Number	0000011454
Instrument Date	Oct 24, 2019
Transaction Type	Mortgage
Record Updated	Dec 16, 2019
Title Company	ELEVATED TITLE LLC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	375 SE 13TH AVE OKEECHOBEE FL 349744639, OKEECHOBEE, FL 34974-4639

Mortgage

Document Number	0000011454
Date	Nov 6, 2019
Instrument	11454

Lender

Name	WINTRUST MTG
Type	Mortgage Company
Address	ROSEMONT, IL 60018

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Dec 28, 2018
Property Address	375 SE 13TH AVE, OKEECHOBEE, FL 34974-4639
Document Number	0008171933
Book / Page	0817 / 1933
Map Reference	MB 1 PG 6
Instrument Date	Dec 28, 2018
Instrument	2018015032
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	OKEE TANTIE TITLE CO INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,337.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8025 NE 12TH ST, 8025, OKEECHOBEE, FL 34974-8267

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14654 PEACE RIVER WAY, WEST PALM BEACH, FL 33418-7912

Mortgage

Document Number	2018015033
Date	Dec 28, 2018
Instrument	2018015033

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Municipality	Okeechobee City
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,371.00 (+5.41%) Homeowner's exemption	$184,986 (+5.99%)	$267,342 (+8.95%) Land $30,976 Building $236,366
2023	$3,198.00 (+2.76%) Homeowner's exemption	$174,537 (+3%)	$245,385 (+21.76%) Land $20,275 Building $225,110
2022	$3,112.00 Homeowner's exemption	$169,453	$201,531 Land $14,080 Building $187,451

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	8 (1992–2012)
Most Recent Claim	Aug 2012 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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