505 Saint Clair St, Yale, MI 48097 Property Records

St. Clair County property record for 505 Saint Clair St, Yale, MI 48097

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,540 sqft · built 1960
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Aug 2018)
Tax Bill	$2,454 (2025)
Deeds & Mortgages	Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-08-075-0031-000`

Property Details

APN / Parcel Number

Primary APN	`74-08-075-0031-000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Building Area	1,540 sqft Living Area
1st Floor Area	1,540 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	505 SAINT CLAIR ST
City	YALE
State	MI
Zip	48097-3350
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 9 TO 12 INC BLK 6 ALTA VISTA ADDITION TO THE CITY OF YALE
Legal Subdivision	ALTA VISTA ADDITION
Legal Block	6
Legal Lot Number	9-12
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	YALE
Census Block Group	1
Census Block	1030
Census Tract	655100

Owner

505 Saint Clair St is owned and occupied by an individual who bought it in August 2018.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	505 SAINT CLAIR ST, YALE, MI 48097-3350
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2018 · Amount on File
Deed Sale	Aug 15, 2018 · Amount on File
Prior Sale	Aug 15, 2018 · Amount on File
Deed Document Number	201818418
Deed Book / Page	4978 / 224
Record Updated	Oct 29, 2026

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 15, 2018
Property Address	505 SAINT CLAIR ST, YALE, MI 48097-3350
Document Number	0004978224
Book / Page	4978 / 224
Map Reference	LB23 PG7
Instrument Date	Jul 30, 2018
Instrument	2018018418
Transaction Type	Transfer
Record Updated	Feb 11, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$989.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 SAINT CLAIR ST, YALE, MI 48097-3350

Mortgage

Document Number	2018018419
Date	Aug 15, 2018
Instrument	2018018419

Lender

Name	AMERIFIRST FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 505 Saint Clair St was $2,454 with a homeowner's exemption, up 4.1% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Yale City
Unified School District	Yale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,800 (+4.84%)	$151,600
2025	$2,454.00 (+4.07%) Homeowner's exemption	$72,300
2024	$2,358.00		$144,600
2023		$59,800
2022	$2,172.00		$119,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 505 Saint Clair St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 505 Saint Clair St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF YALE serves 1,900 people · EPA ID MI0007230
Water Source	Groundwater
Last State Inspection	Feb 2026

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Apr 2021
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
AVS Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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