503 Saint Clair St, Yale, MI 48097 Property Records

St. Clair County property record for 503 Saint Clair St, Yale, MI 48097

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,040 sqft · built 1940
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on Record
Last Sale	$109,500 (Jan 2018)
Tax Bill	$2,688 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-08-075-0029-000`

Property Details

APN / Parcel Number

Primary APN	`74-08-075-0029-000`

Interior

Full Baths	1 Bath
Building Area	1,040 sqft Living Area
1st Floor Area	860 sqft
Basement Area	720 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Area	512 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	503 SAINT CLAIR ST
City	YALE
State	MI
Zip	48097-3350
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1 TO 6 INC BLK 6 ALTA VISTA ADDITION TO THE CITY OF YALE
Legal Subdivision	ALTA VISTA ADDITION
Legal Block	6
Legal Lot Number	1-6
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	YALE
Census Block Group	1
Census Block	1030
Census Tract	655100

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	503 SAINT CLAIR ST, YALE, MI 48097-3350
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERIFIRST FIN'L CORP
Jan 26, 2018	Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FIN'L CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2018 · Amount on Record
Deed Sale	Jan 26, 2018 · Amount on Record
Prior Sale	Apr 2, 2015 · Amount on Record
Deed Document Number	20182051
Prior Transfer Date	Dec 2, 2014
Prior Transfer Doc	004561/437
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	503 SAINT CLAIR ST, YALE, MI 48097-3350
Document Number	0052050113
Instrument Date	Jun 17, 2020
Transaction Type	Mortgage
Record Updated	Jul 10, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 SAINT CLAIR ST BROCKWAY MI 480973350, BROCKWAY, MI 48097-3350

Mortgage

Document Number	0052050113
Date	Jun 25, 2020
Book Page	005205/000113

Lender

Name	AMERIFIRST FIN'L CORP
Address	KALAMAZOO, MI 49002

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2050

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 26, 2018
Property Address	503 SAINT CLAIR ST, YALE, MI 48097-3350
Document Number	0049110859
Book / Page	004911 / 000859
Instrument Date	Jan 15, 2018
Transaction Type	Transfer
Record Updated	Feb 16, 2018
Title Company	MARITIME TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$941.70
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1236 MAYER RD GOODELLS MI 48027, GOODELLS, MI 48027

Mortgage

Document Number	49110861
Date	Jan 26, 2018
Book Page	004911/000861

Lender

Name	AMERIFIRST FIN'L CORP
Address	KALAMAZOO, MI 49002

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 25, 2048

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Yale City
Unified School District	Yale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$82,300 (+4.18%)	$164,600 (+4.18%)
2025	$2,688.00 (+4.02%) Homeowner's exemption	$79,000 (+20.98%)
2024	$2,584.00 (+8.57%)		$158,000 (+20.98%)
2023		$65,300
2022	$2,380.00		$130,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF YALE serves 1,900 people · EPA ID MI0007230
Water Source	Groundwater
Last State Inspection	Feb 2026

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Apr 2021
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
AVS Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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