505 S 20th St, Middlesboro, KY 40965 Property Records

Bell County property record for 505 S 20th St, Middlesboro, KY 40965

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details1,152 sqft · built 1997
OwnerIndividual Name on File
Last Sale$42,500 (Feb 2024)
Tax Bill$455 (2025)
Deeds & MortgagesFeb 2024 Sale
Mar 2019 Foreclosure
Flood ZoneZone AE (high risk)
APN069-44-25-011.00

Property Details

APN / Parcel Number

Primary APN069-44-25-011.00
Alternative APNs
  • 59094
  • 9798

Interior

Building Area1,152 sqft Total Area

Exterior

Year BuiltBuilt 1997
Exterior MaterialStucco
Foundation TypeConcrete
View / LotFlood Plain/Flood Zone

Location & Zoning

Account Number59094
Street Address505 S 20TH ST
CityMIDDLESBORO
StateKY
Zip40965-1281
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning CodeRESIDENTIAL
Legal DescriptionSE 411 (LOTS 6-7-8 & HOME)
Legal Lot Number6-8
JurisdictionBELL KY
Township / Civil DivisionMIDDLESBOROUGH
Census Block Group2
Census Block2015
Census Tract960600

Owner

Source: Bell County records · APN 069-44-25-011.00

Assessment roll updated October 15, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing AddressPO BOX 307, DUFFIELD, VA 24244-0307
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 29, 2024Deed, Transfer
Mar 25, 2019Commissioner's Deed, Foreclosure
Foreclosure Auction

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 29, 2024 · Amount on Record
Deed SaleFeb 29, 2024 · Amount on Record
Prior SaleMar 25, 2019 · Amount on Record
Deed Document Number200354
Deed Book / PageD405 / 476
Record UpdatedJun 08, 2026

February 2024: Deed, Transfer

Document TypeDeed
JurisdictionBELL KY
Recording DateFeb 29, 2024
Property Address505 S 20TH ST, MIDDLESBORO, KY 40965-1281
Document Number00D405/476
Book / PageD405 / 476
Instrument DateFeb 19, 2024
Instrument200354
Transaction TypeTransfer
Record UpdatedMar 21, 2024

Transaction

AmountAmount Recorded
Tax$42.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1009 W CHESTER AVE, MIDDLESBORO, KY 40965-1513

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 307, DUFFIELD, VA 24244-0307

March 2019: Commissioner's Deed, Foreclosure

Document TypeCommissioner's Deed
JurisdictionBELL KY
Recording DateMar 25, 2019
Property Address505 S 20TH ST, MIDDLESBORO, KY 40965-1281
Document Number00D381/429
Book / PageD381 / 429
Instrument DateMar 25, 2019
Instrument178654
Transaction TypeForeclosure
Record UpdatedApr 04, 2022

Transaction

AmountAmount Recorded
Tax$17.00
Amount AccuracyFull Amount Stated
Additional
  • Foreclosure Auction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1009 W CHESTER AVE, MIDDLESBORO, KY 40965-1513

Tax Assessment & Valuation

Source: Bell County records · Assessment roll updated October 15, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyBell County
MunicipalityMiddlesborough City
Unified School DistrictMiddlesboro Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$455.00 (+161.49%)$42,500 (+154.49%) Land $42,500$42,500 (+154.49%) Land $42,500
2023$174.00$16,700$16,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 28, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 32 policies
Nearby Flood Policies32 in force
Nearby Flood Claims24 (1982–2021)
Claims Outside the SFHA2 of 24
Most Recent ClaimMar 2021 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2011 · 18 claims

Wildfire

Wildfire RiskModerate
above 53% of the US · above 76% of Kentucky
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Eastern Telephone & Technologies
Fixed Wireless
300 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 157 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemKENTUCKY AMERICAN WATER - MIDDLESBORO
private · serves 12,022 people
Water SourceSurface water
Last State InspectionJun 2023
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on S 20th St

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