503 S 20th St, Middlesboro, KY 40965 Property Records

Bell County property record for 503 S 20th St, Middlesboro, KY 40965

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	1,792 sqft
Owner	Individual Name on File
Tax Bill	$557 (2025)
Deeds & Mortgages	Jun 2019 Transfer
Flood Zone	Zone AE (high risk)
APN	`069-44-25-001.00`

Property Details

APN / Parcel Number

Primary APN	`069-44-25-001.00`
Alternative APNs	`16004` `60643`

Interior

Building Area	1,792 sqft Total Area

Exterior

Architectural Style	Mobile Home
Exterior Material	Stucco
Garage Area	896 sqft
Driveway	Driveway
Parking Spaces	4 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	60643
Street Address	503 S 20TH ST
City	MIDDLESBORO
State	KY
Zip	40965-1281
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Description	SE 411 (LOTS 1-5)
Legal Lot Number	1-5
Jurisdiction	BELL KY
Township / Civil Division	MIDDLESBOROUGH
Census Block Group	2
Census Block	2015
Census Tract	960600

Owner

Source: Bell County records · APN 069-44-25-001.00

Assessment roll updated December 16, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 2885, MIDDLESBORO, KY 40965-4885
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Nov 13, 2018
Transfer Doc	00D383/378
Record Updated	Jun 08, 2026

June 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BELL KY
Recording Date	Jun 19, 2019
Property Address	503 S 20TH ST, MIDDLESBORO, KY 40965-1281
Document Number	00D383/378
Book / Page	D383 / 378
Instrument Date	Nov 13, 2018
Instrument	179509
Transaction Type	Transfer
Record Updated	Mar 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	505 S 20TH ST, MIDDLESBORO, KY 40965-1281

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 S 20TH ST, MIDDLESBORO, KY 40965-1281

Tax Assessment & Valuation

Source: Bell County records · Assessment roll updated December 16, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Bell County
Municipality	Middlesborough City
Unified School District	Middlesboro Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$557.00 (+2.39%)	$52,000 (-) Land $52,000	$52,000 (-) Land $52,000
2023	$544.00	$52,000	$52,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 28, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	24 (1982–2021)
Claims Outside the SFHA	2 of 24
Most Recent Claim	Mar 2021 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2011 · 18 claims

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 76% of Kentucky
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Eastern Telephone & Technologies Fixed Wireless	300 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 157 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	KENTUCKY AMERICAN WATER - MIDDLESBORO private · serves 12,022 people
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.