505 Ritchie Ave, Palacios, TX 77465 Property Records

Matagorda County property record for 505 Ritchie Ave, Palacios, TX 77465

Property Summary

Property Type	Single Family Home
Details	2 ba · 616 sqft · built 1940
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on File
Last Sale	$86,450 (Feb 2023)
Tax Bill	$2,257 (2026)
Deeds & Mortgages	Feb 2023 Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`3321-0600-001600`

Property Details

APN / Parcel Number

Primary APN	`3321-0600-001600`
Alternative APN	`42536`

Interior

Full Baths	2 Baths
Building Area	616 sqft Living Area
Gross Area	1,882 sqft
1st Floor Area	616 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	176 sqft
Carport	Carport
Carport Area	176 sqft
Porch	Porch
Porch Area	702 sqft

Location & Zoning

Account Number	3321-0600-001600
Street Address	505 RITCHIE AVE
City	PALACIOS
State	TX
Zip	77465-4321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALACIOS ORIGINAL TOWNSITE, BLOCK 60, LOT 16
Legal Subdivision	CITY OF PALACIOS
Legal Block	60
Legal Lot Number	16
Jurisdiction	MATAGORDA TX
Township / Civil Division	PALACIOS
Census Block Group	5
Census Block	5034
Census Tract	730600

Owner

505 Ritchie Ave is owned and occupied by two individuals who bought it in February 2023.

Source: Matagorda County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	505 RITCHIE AVE, PALACIOS, TX 77465-4321
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2023	Vendor's Lien, Transfer · Conventional Mortgage PROSPERITY BANK
Mar 16, 2021	Vendor's Lien, Transfer · Conventional Mortgage TEXAS DOW EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2023 · Amount on File
Deed Sale	Feb 10, 2023 · Amount on File
Prior Sale	Mar 16, 2021 · Amount on File
Deed Document Number	2023705
Prior Transfer Date	Mar 9, 2021
Prior Transfer Doc	2021001616
Record Updated	Oct 29, 2026

February 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MATAGORDA TX
Recording Date	Feb 10, 2023
Property Address	505 RITCHIE AVE, PALACIOS, TX 77465-4321
Document Number	2023000705
Map Reference	VOL 14 PG 374
Instrument Date	Feb 10, 2023
Instrument	2023-000705
Transaction Type	Transfer
Record Updated	Mar 23, 2023
Title Company	PALACIOS ABSTRACT AND TITLE COMPANY, PALACLOS ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 RITCHIE AVE, PALACIOS, TX 77465-4321

Mortgage

Document Number	2023000706
Date	Feb 10, 2023
Instrument	2023-000706

Lender

Name	PROSPERITY BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Mar 1, 2030
Change Frequency	Annually
Min Rate At Change	5.5%
Max Rate At Change	7.5%
Index	1-Year T-Bill
Max Rate	9.99%

March 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MATAGORDA TX
Recording Date	Mar 16, 2021
Property Address	505 RITCHIE AVE, PALACIOS, TX 77465-4321
Document Number	2021001616
Map Reference	VOL 14 PG 374
Instrument Date	Mar 9, 2021
Instrument	2021-001616
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	PALACLOS ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	505 RITCHIE AVE, 505, PALACIOS, TX 77465-4321

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 WARD ST, CUERO, TX 77954-3347

Mortgage

Document Number	2021001617
Date	Mar 16, 2021
Instrument	2021-001617

Lender

Name	TEXAS DOW EMPLOYEES CU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 505 Ritchie Ave was $2,257 with a homeowner's exemption, up 127.1% from the year before.

Source: Matagorda County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Matagorda County
Municipality	Palacios City
Unified School District	Palacios Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,257.00 (+127.06%) Homeowner's exemption	$106,134 (-12.3%)	$134,610 (+11.23%) Land $19,260 Building $115,350
2025	$994.00 Homeowner's exemption	$121,020 Land $19,260 Building $101,760	$121,020 Land $19,260 Building $101,760
2023		$79,740 Land $12,440 Building $67,300	$79,740 Land $12,440 Building $67,300
2022	$2,024.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 505 Ritchie Ave in Zone X, an area of moderate flood risk, though there have been 7 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	7 (1991–2024)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Jul 2024 · rainfall accumulation
Claims by Event	Hurricane Harvey, Aug 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 505 Ritchie Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALACIOS serves 4,700 people · EPA ID TX1610004
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Nextlink Fixed Wireless	1,000 / 500
Sparklight Cable	1,000 / 50
TISD Fixed Wireless	400 / 100

May also be available: MyJEC.net.

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