417 Ritchie Ave, Palacios, TX 77465 Property Records

Matagorda County property record for 417 Ritchie Ave, Palacios, TX 77465

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,426 sqft · built 2016
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,904 (2025)
Deeds & Mortgages	Jun 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`3321-0450-001000`

Property Details

APN / Parcel Number

Primary APN	`3321-0450-001000`
Alternative APN	`42310`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	3,426 sqft Living Area
Gross Area	6,100 sqft
1st Floor Area	3,426 sqft

Exterior

Year Built	Built 2016
Exterior Material	Brick
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	556 sqft
Porch	Porch
Porch Area	396 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3321-0450-001000
Old Parcel Number	33210450001000
Street Address	417 RITCHIE AVE
City	PALACIOS
State	TX
Zip	77465-4461
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALACIOS ORIGINAL TOWNSITE, BLOCK 45, LOT 10-11
Legal Subdivision	PALACIOS ORIGINAL TOWNSITE
Legal Block	45
Legal Lot Number	10 11
Jurisdiction	MATAGORDA TX
Township / Civil Division	PALACIOS
Census Block Group	2
Census Block	2033
Census Tract	730600

Owner

Source: Matagorda County records · APN 3321-0450-001000

Assessment roll updated September 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	417 RITCHIE AVE, PALACIOS, TX 77465-4461
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 21, 2015
Deed Sale	Sep 21, 2015
Deed Document Number	2015-5497
Record Updated	Jun 08, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MATAGORDA TX
Property Address	417 RITCHIE AVE, PALACIOS, TX 77465-4461
Transaction Type	Mortgage
Record Updated	Sep 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018003261
Date	Jun 04, 2018
Instrument	2018-003261

Lender

Name	GEORGETOWN MORTGAGE INC
Type	Mortgage Company
Address	GEORGETOWN, TX 78633

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2048

Tax Assessment & Valuation

Source: Matagorda County records · Assessment roll updated September 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Texas
County	Matagorda County
Municipality	Palacios City
Unified School District	Palacios Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,904.00 (-15.62%) Homeowner's exemption	$478,050 (+38.51%) Land $35,060 Building $442,990	$478,050 (+38.51%) Land $35,060 Building $442,990
2023		$345,140 Land $22,780 Building $322,360	$345,140 Land $22,780 Building $322,360
2022	$6,997.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 14, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 52 policies
Nearby Flood Policies	52 in force
Nearby Flood Claims	58 (1979–2025)
Claims Outside the SFHA	30 of 58
Most Recent Claim	Jun 2025 · other causes
Claims by Event	Hurricane Harvey, Aug 2017 · 6 claims Hurricane Ike, Sep 2008 · 4 claims Hurricane Claudette, Jul 2003 · 8 claims

Wildfire

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
AMG Technology Investment Group Fixed Wireless	1,000 / 500
Cable One Cable	1,000 / 50
TISD Fixed Wireless	400 / 100

May also be available: Jackson Electric Cooperative.

Based on FCC filings for 314 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF PALACIOS serves 4,700 people
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.