Will County property record for 505 Richton Rd, Steger, IL 60475
| Property Type | Single Family Home |
|---|---|
| Details | 748 sqft · built 1953 |
| Lot Size | 0.28 acres (12,254 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $277 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Sep 2022 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-15-06-204-044 |
| Primary APN | 23-15-06-204-044 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 748 sqft Living Area |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Lot Area | 12,254 sqft (0.28 acres) |
| Garage Type | Detached |
| Garage Area | 330 sqft |
| Street Address | 505 RICHTON RD |
|---|---|
| City | STEGER |
| State | IL |
| Zip | 60475-1325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 18 (EX THE N 20') IN ADAMS HEIGHTS, UNIT L, A RESUB OF LOTS 88 TO 97 INCL IN ADAMS ACRES, BEING A PRT OF THE E1/2 OF THE |
| Legal Range | 14E |
| Legal Township | 34N |
| Legal Section | 05 |
| Legal Subdivision | ADAMS HEIGHTS UNIT #1 |
| Legal Lot Number | 18 |
| Legal Unit | L, |
| Jurisdiction | WILL IL |
| Township / Civil Division | CRETE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 883804 |
505 Richton Rd is owner-occupied and held in a trust since March 2002.
Source: Will County records, as of August 24, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 505 RICHTON RD, STEGER, IL 60475-1325 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 1, 2023 | Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA |
| Sep 30, 2022 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 23, 2002 |
| Transfer Doc | 0000059791 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 505 RICHTON RD, STEGER, IL 60475-1325 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 505 RICHTON RD, STEGER, IL 60475-1325 |
| Document Number | 0000020410 |
|---|---|
| Date | May 1, 2023 |
| Instrument | R2023020410 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2053 |
| Rate | 7.5% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 505 RICHTON RD, STEGER, IL 60475-1325 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 505 RICHTON RD, STEGER, IL 60475-1325 |
| Document Number | 0000072195 |
|---|---|
| Date | Sep 30, 2022 |
| Instrument | R2022072195 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 745 Months |
| Due | Oct 13, 2084 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.22% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2022 |
| Change Frequency | Annually |
| Index | 1-Year CMT |
| Max Rate | 12.2% |
The 2025 property tax bill for 505 Richton Rd was $277.
Source: Will County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Will County |
| County Subdivision | Crete Township |
| Municipality | Steger Village |
| Secondary School District | Bloom Township High School District 206 (09 - 12) |
| Elementary School District | Steger School District 194 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $277.00 | $55,342 (+5.5%) Land $12,514 Building $42,828 | $166,026 (+5.5%) Land $37,542 Building $128,484 |
| 2024 | $52,457 Land $11,862 Building $40,595 | $157,371 Land $35,586 Building $121,785 | |
| 2022 | $895.00 Homeowner's exemption Senior Citizen's exemption | $32,781 Land $9,413 Building $23,368 | $98,343 Land $28,239 Building $70,104 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 505 Richton Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1982–2019) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Jul 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 505 Richton Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STEGER serves 9,700 people · EPA ID IL0314860 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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