405 Richton Rd, Steger, IL 60475 Property Records

Will County property record for 405 Richton Rd, Steger, IL 60475

Property Summary

Property Type	Single Family Home
Details	1,240 sqft · built 1954
Lot Size	0.219 acres (9,536 sqft)
Owner	2 Individual Names on File
Last Sale	$252,500 (Aug 2026)
Tax Bill	$4,415 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Sep 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-15-05-300-004`

Property Details

APN / Parcel Number

Primary APN	`23-15-05-300-004`
Alternative APNs	`23-15-05-300-004-0000` `15053000040000`

Interior

Stories	1 Story
Building Area	1,240 sqft Living Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Lot Area	9,536 sqft (0.219 acres)
Garage Type	Attached
Garage Area	606 sqft

Location & Zoning

Street Address	405 RICHTON RD
City	STEGER
State	IL
Zip	60475-1323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN ADAM HEIGHTS UNIT 3 RESUB, A RESUB OF LOTS 98, 99, & 100, BEING A SUB OF PRT OF THE W1/2 OF THE SW1/4 OF SEC 5, T34R-N14E
Legal Range	14E
Legal Township	34N
Legal Section	06
Legal Subdivision	ADAMS HEIGHTS UNIT #3
Legal Block	1
Legal Lot Number	101,1
Legal Unit	3
Jurisdiction	WILL IL
Township / Civil Division	CRETE
Census Block Group	1
Census Block	1007
Census Tract	883804

Owner

405 Richton Rd is owned by two individuals who bought it in August 2026.

Source: Will County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	718 W EXCHANGE ST, G3, CRETE, IL 60417-2055
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE
Sep 18, 2025	Warranty Deed, Transfer STEWART TITLE
Sep 18, 2025	Quit Claim Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2026 · Amount on File
Deed Sale	Aug 28, 2026 · Amount on File
Prior Sale	Sep 18, 2025 · Amount on File
Deed Document Number	202653742
Prior Transfer Date	May 15, 2025
Prior Transfer Doc	0000051717
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Aug 28, 2026
Property Address	405 RICHTON RD, STEGER, IL 60475-1323
Document Number	0000053742
Instrument Date	Aug 17, 2026
Instrument	202653742
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053743,
Date	Aug 28, 2026
Instrument	202653743

Lender

Name	WINTRUST MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	7.13%
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Sep 18, 2025
Property Address	405 RICHTON RD, STEGER, IL 60475-1323
Document Number	0000051718
Map Reference	DOC 743608
Instrument Date	Sep 4, 2025
Instrument	R2025051718
Transaction Type	Transfer
Record Updated	Oct 1, 2025
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Tax	$72.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4063 BRADY ST, YORKVILLE, IL 60560-5103

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILL IL
Recording Date	Sep 18, 2025
Property Address	405 RICHTON RD, STEGER, IL 60475-1323
Document Number	0000051717
Map Reference	DOC 743608
Instrument Date	May 15, 2025
Instrument	R2025051717
Transaction Type	Transfer
Record Updated	Oct 1, 2025
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Tax	$33.50
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6615 GRAND AVE # 306, GURNEE, IL 60031-4591

Tax Assessment & Valuation

The 2025 property tax bill for 405 Richton Rd was $4,415, down 0.4% from the year before.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Crete Township
Municipality	Steger Village
Secondary School District	Bloom Township High School District 206 (09 - 12)
Elementary School District	Steger School District 194 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,415.00 (-0.36%)	$53,631 (+5.5%) Land $12,211 Building $41,420	$160,893 (+5.5%) Land $36,633 Building $124,260
2024	$4,431.00	$50,835 Land $11,574 Building $39,261	$152,505 Land $34,722 Building $117,783
2022	$3,908.00 Homeowner's exemption	$40,342 Land $9,185 Building $31,157	$121,026 Land $27,555 Building $93,471

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 405 Richton Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1982–2019)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jul 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 405 Richton Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEGER serves 9,700 people · EPA ID IL0314860
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20

May also be available: T-Mobile.

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