Charlotte County property record for 505 Philodendron, Punta Gorda, FL 33955
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,821 sqft · built 2020 |
| Lot Size | 0.232 acres (10,106 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $279,900 (Dec 2020) |
| Tax Bill | $3,961 (2025) |
| Deeds & Mortgages | Apr 2020 Line of Credit Dec 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 41-23-33-179-010 |
| Primary APN | 41-23-33-179-010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,821 sqft Living Area |
| Gross Area | 2,607 sqft |
| Flooring | Covered |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Tile |
| Lot Area | 10,106 sqft (0.232 acres) |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 10004712466 |
|---|---|
| Old Parcel Number | 00952620216502 |
| Street Address | 505 PHILODENDRON |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33955-1046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GS-3.5 |
| Legal Description | PGI 018 0406 0015 PUNTA GORDA ISLES SECTION 18 BLK 406 LOT 15 LESS THE FOLLOWING: BEG AT NE/LY COR LOT 15 TH SE 145 |
| Legal Range | 23E |
| Legal Township | 41S |
| Legal Section | 33 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Block | 406 |
| Legal Lot Number | 15 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 10505 |
Source: Charlotte County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 505 PHILODENDRON, PUNTA GORDA, FL 33955-1046 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2020 | Deed of Trust, Mortgage · Line of Credit GULF COAST BANK & TRUST CO |
| Dec 23, 2020 | Warranty Deed, Transfer · Conventional Mortgage NTFN INC |
| Mar 2, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| May 8, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 23, 2020 · Amount on Record |
| Deed Sale | Dec 23, 2020 · Amount on Record |
| Prior Sale | Mar 2, 2020 |
| Deed Document Number | 2886060 |
| Deed Book / Page | 4681 / 2044 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 505 PHILODENDRON, PUNTA GORDA, FL 33955-1046 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0045690274 |
|---|---|
| Date | Apr 28, 2020 |
| Book Page | 4569/274 |
| Instrument | 2807463 |
| Name | GULF COAST BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | METAIRIE, LA 70005 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 252 Months |
| Due | Apr 20, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Dec 23, 2020 |
| Property Address | 505 PHILODENDRON, PUNTA GORDA, FL 33955-1046 |
| Document Number | 0046812044 |
| Book / Page | 4681 / 2044 |
| Map Reference | MB 10 PG 4A-4Q |
| Instrument Date | Dec 21, 2020 |
| Instrument | 2886060 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,959.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 314A W LENNON DR # DR110, 314A, EMORY, TX 75440-3036 |
| Name | Verified Name |
|---|---|
| Address | 505 PHILODENDRON, PUNTA GORDA, FL 33955-1046 |
| Document Number | 0046812045 |
|---|---|
| Date | Dec 23, 2020 |
| Instrument | 4681/2045 |
| Name | NTFN INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Mar 2, 2020 |
| Property Address | 505 PHILODENDRON, PUNTA GORDA, FL 33955-1046 |
| Document Number | 0045460119 |
| Book / Page | 004546 / 000119 |
| Instrument Date | Feb 5, 2020 |
| Instrument | 2791487 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 314A W LENNON DR #110 EMORY TX 754403036, 110, EMORY, TX 75440-3036 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | May 8, 2017 |
| Property Address | 505 PHILODENDRON, PUNTA GORDA, FL 33955-1046 |
| Document Number | 0041951849 |
| Book / Page | 004195 / 001849 |
| Instrument Date | Apr 3, 2017 |
| Instrument | 2521552 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $206.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1105 STATE ROUTE 121 N #B MURRAY KY 420718921, B, MURRAY, KY 42071-8921 |
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Municipality | Punta Gorda City |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,961.00 (+4.24%) Homeowner's exemption | $279,384 (+5.99%) | $389,387 (+2.33%) Land $51,000 Building $338,387 |
| 2023 | $3,800.00 (+2.93%) Homeowner's exemption | $263,602 (+3%) | $380,539 (+26.51%) Land $52,000 Building $328,539 |
| 2022 | $3,692.00 Homeowner's exemption | $255,924 | $300,792 Land $42,500 Building $258,292 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 269 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 269 in force |
| Nearby Flood Claims | 6 (2004–2024) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures