Charlotte County property record for 503 Philodendron, Punta Gorda, FL 33955
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,349 sqft · built 1994 |
| Lot Size | 0.243 acres (10,593 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $295,000 (Nov 2025) |
| Tax Bill | $3,622 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Nov 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 412333179011 |
| Primary APN | 412333179011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,349 sqft Living Area |
| Gross Area | 2,039 sqft |
| 1st Floor Area | 1,349 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 10,593 sqft (0.243 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 270 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 00952620216405 |
|---|---|
| Street Address | 503 PHILODENDRON |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33955-1046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GS-3.5 |
| Legal Description | PUNTA GORDA ISLES SECTION 18 BLOCK 406 LOT 14 AND A PORTION OF LOT 15 DESC AS: BEG AT NE/LY COR LOT 15 TH SE 145.34 FT NW 90.40 FT NW 56 FT TO P.O.B. 725/2159 956/1964 DC1256/908(CC) 1308/648 1323/1209 RES2030/492 2670/1137 CT3625/1353 3668/1416 |
| Legal Range | 23E |
| Legal Township | 41S |
| Legal Section | 33 |
| Legal Subdivision | PUNTA GORDA ISELS |
| Legal Tract | PGI |
| Legal Block | 406 |
| Legal Lot Number | 14,15 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 10505 |
Source: Charlotte County records · APN 412333179011
Assessment roll updated November 19, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 503 PHILODENDRON, PUNTA GORDA, FL 33955-1046 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 02, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Nov 26, 2025 | Warranty Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP |
| Sep 21, 2020 | Warranty Deed, Transfer · Conventional Mortgage ROUNDPOINT MORTGAGE SERVICING CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 26, 2025 · Amount on Record |
| Deed Sale | Nov 26, 2025 · Amount on Record |
| Prior Sale | Sep 21, 2020 · Amount on Record |
| Deed Document Number | 20253591023 |
| Prior Transfer Date | Mar 30, 2005 |
| Prior Transfer Doc | 0026701137 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 503 PHILODENDRON, PUNTA GORDA, FL 33955-1046 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 503 PHILODENDRON, PUNTA GORDA, FL 33955-1046 |
| Document Number | 0048690519 |
|---|---|
| Date | Nov 02, 2021 |
| Book Page | 4869/519 |
| Instrument | 3017318 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Nov 26, 2025 |
| Property Address | 503 PHILODENDRON, PUNTA GORDA, FL 33955-1046 |
| Document Number | 0003591023 |
| Map Reference | MB 10 PG 4 |
| Instrument Date | Nov 26, 2025 |
| Instrument | 3591023 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,065.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 503 PHILODENDRON, PUNTA GORDA, FL 33955-1046 |
| Name | Verified Name |
|---|---|
| Address | 503 PHILODENDRON, PUNTA GORDA, FL 33955-1046 |
| Document Number | 0003591024 |
|---|---|
| Date | Nov 26, 2025 |
| Instrument | 3591024 |
| Name | CHURCHILL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Sep 21, 2020 |
| Property Address | 503 PHILODENDRON, PUNTA GORDA, FL 33955-1046 |
| Document Number | 0046331836 |
| Book / Page | 4633 / 1836 |
| Instrument Date | Sep 17, 2020 |
| Instrument | 2853324 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2022 |
| Title Company | BURNT STORE T&E LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,596.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13 VIA DE CASAS SUR APT 203, 13, BOYNTON BEACH, FL 33426-8848 |
| Name | Verified Name |
|---|---|
| Address | 503 PHILODENDRON, PUNTA GORDA, FL 33955-1046 |
| Document Number | 0046331838 |
|---|---|
| Date | Sep 21, 2020 |
| Instrument | 4633/1838 |
| Name | ROUNDPOINT MORTGAGE SERVICING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
Source: Charlotte County records · Assessment roll updated November 19, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Municipality | Punta Gorda City |
| Unified School District | Charlotte County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,622.00 (+0.78%) | $217,969 (+12.22%) Land $43,350 Building $174,619 | $217,969 (+4.43%) Land $43,350 Building $174,619 |
| 2024 | $3,594.00 (+2.1%) | ||
| 2023 | $3,520.00 (+11.78%) | $194,228 (-0.62%) | $208,732 (+6.8%) Land $52,000 Building $156,732 |
| 2022 | $3,149.00 | $195,447 Land $42,500 Building $152,947 | $195,447 Land $42,500 Building $152,947 |
Source: FEMA National Flood Hazard Layer as of September 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 269 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 269 in force |
| Nearby Flood Claims | 6 (2004–2024) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 335 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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