505 N E Main St, Grimes, IA 50111 Property Records

Polk County property record for 505 N E Main St, Grimes, IA 50111

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 720 sqft · built 1940
Lot Size	0.2 acres (8,712 sqft)
Owner	Owner Name on Record
Last Sale	$54,500 (Jan 2011)
Tax Bill	$2,732 (2024)
Deeds & Mortgages	Jul 2025 Line of Credit Jan 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`8025-32-304-007`

Property Details

APN / Parcel Number

Primary APN	`8025-32-304-007`
Alternative APN	`311/00248-001-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	720 sqft Living Area
Gross Area	1,392 sqft
1st Floor Area	720 sqft
Basement Area	672 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1944
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	80 sqft
Canopy	35 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	505 NE MAIN ST
City	GRIMES
State	IA
Zip	50111-2012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 13 BLK 3 CHANNONS 2ND NORTH ADD TO GRIMES
Legal Range	25W
Legal Township	80N
Legal Section	32
Legal Subdivision	NORTH ADD
Legal Block	3
Legal Lot Number	13
Jurisdiction	POLK IA
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1041
Census Tract	11302

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Owner Name on Record
Mailing Address	505 NE MAIN ST, GRIMES, IA 50111-2012
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2025	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Jan 18, 2019	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2011 · Amount on Record
Deed Sale	Jan 31, 2011 · Amount on Record
Prior Sale	Feb 24, 2009
Deed Document Number	2011-00058389
Deed Book / Page	13757 / 0324
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	505 NE MAIN ST, GRIMES, IA 50111-2012
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 NE MAIN ST, GRIMES, IA 50111-2012

Mortgage

Document Number	0000041351
Date	Jul 17, 2025
Book Page	20207/51
Instrument	2025-00041351

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	PO BOX 6000, WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 16, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	505 NE MAIN ST, GRIMES, IA 50111-2012
Document Number	0000056744
Instrument Date	Jan 18, 2019
Transaction Type	Mortgage
Record Updated	Feb 18, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	505 NE MAIN ST GRIMES IA 501112012, GRIMES, IA 50111-2012

Mortgage

Document Number	0000056744
Date	Feb 1, 2019
Book Page	017225/000152
Instrument	56744

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 31, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Grimes City
Unified School District	Dallas Center-Grimes Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$166,400 (+12.66%) Land $46,700 Building $119,700	$166,400 (+12.66%) Land $46,700 Building $119,700
2024	$2,732.00 (+20.35%)
2023		$147,700 Land $40,900 Building $106,800	$147,700 Land $40,900 Building $106,800
2020	$2,270.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRIMES WATER SUPPLY serves 17,997 people · EPA ID IA7736011
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Mi-Fiber, Verizon.

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