405 N E Main St, Grimes, IA 50111 Property Records

Polk County property record for 405 N E Main St, Grimes, IA 50111

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,018 sqft · built 1949
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Nov 2022)
Tax Bill	$4,190 (2024)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`311/00176-000-000`

Property Details

APN / Parcel Number

Primary APN	`311/00176-000-000`
Alternative APN	`802532354001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,018 sqft Living Area
1st Floor Area	2,018 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1996
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	192 sqft
Canopy	14 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	405 NE MAIN ST
City	GRIMES
State	IA
Zip	50111-2011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK 1 CHANNONS NORTH ADDITION TO GRIMES
Legal Subdivision	CHANNONS NORTH ADD TO GRIMES
Legal Block	1
Legal Lot Number	1
Jurisdiction	POLK IA
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1044
Census Tract	11302

Owner

Source: Polk County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 NE MAIN ST, GRIMES, IA 50111-2011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2022 · Amount on Record
Deed Sale	Nov 23, 2022 · Amount on Record
Deed Document Number	202287823
Deed Book / Page	19335 / 569
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Nov 23, 2022
Property Address	405 NE MAIN ST, GRIMES, IA 50111-2011
Document Number	0000087823
Book / Page	19335 / 569
Instrument Date	Nov 21, 2022
Instrument	2022-00087823
Transaction Type	Transfer
Record Updated	Dec 2, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$359.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 NE MAIN ST, GRIMES, IA 50111-2011

Mortgage

Document Number	0000087824
Date	Nov 23, 2022
Instrument	2022-00087824

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	7.12%
Type Change Date	Dec 1, 2029
Change Frequency	Annually
Min Rate At Change	5.12%
Max Rate At Change	9.12%
Index	1-Year T-Bill
Max Rate	13.1%

Mortgage

Document Number	0000087825
Date	Nov 23, 2022
Book Page	19335/585
Instrument	2022-00087825

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2042

Interest

Rate Type	Adjustable Rate
Rate	7.58%
Type Change Date	Jan 1, 2028
Change Frequency	Annually
Min Rate At Change	5.58%
Max Rate At Change	9.58%
Index	1-Year T-Bill
Max Rate	13.5%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Grimes City
Unified School District	Dallas Center-Grimes Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$251,400 (+12.18%) Land $46,700 Building $204,700	$251,400 (+12.18%) Land $46,700 Building $204,700
2024	$4,190.00 (+46.81%)
2023		$224,100 Land $40,900 Building $183,200	$224,100 Land $40,900 Building $183,200
2020	$2,854.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRIMES WATER SUPPLY serves 17,997 people · EPA ID IA7736011
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Mi-Fiber, T-Mobile, Verizon.

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