Lake County property record for 505 Monterrey Ter, McHenry, IL 60050
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,664 sqft · built 1980 |
| Lot Size | 0.203 acres (8,856 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $400,000 (Apr 2023) |
| Tax Bill | $11,069 (2024) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Aug 2019 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 05-04-301-034 |
| Primary APN | 05-04-301-034 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 3 Stories |
| Building Area | 1,664 sqft Living Area |
| Gross Area | 2,410 sqft |
| 1st Floor Area | 1,144 sqft |
| Upper Floors Area | 624 sqft |
| Basement Area | 520 sqft |
| Finished Basement | 520 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Lot Area | 8,856 sqft (0.203 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Sewer | Septic |
| Street Address | 505 MONTERREY TER |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60050-7109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RICHARD G.GREMLEY & ROY N.MILLER-S ROUND HILL SUB LOT 16 |
| Legal Subdivision | RICHARD G.GREMLEY & ROY N.MILLER-S ROUND |
| Legal Lot Number | 16 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | GRANT |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 860908 |
Source: Lake County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2701 PUEBLO DR, MCHENRY, IL 60051-9239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Apr 17, 2023 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Aug 13, 2019 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 17, 2023 · Amount on Record |
| Deed Sale | Apr 17, 2023 · Amount on Record |
| Prior Sale | May 3, 2013 · Amount on Record |
| Deed Document Number | 20237968461 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Apr 17, 2023 |
| Property Address | 505 MONTERREY TER, MCHENRY, IL 60050-7109 |
| Document Number | 0007968461 |
| Map Reference | DOC 966069 |
| Instrument Date | Mar 28, 2023 |
| Instrument | 7968461 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 505 MONTERREY TER, MCHENRY, IL 60050-7109 |
| Document Number | 0007968462 |
|---|---|
| Date | Apr 17, 2023 |
| Instrument | 7968462 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.49% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 505 MONTERREY TER, MCHENRY, IL 60050-7109 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0007583985 |
|---|---|
| Date | Aug 13, 2019 |
| Instrument | 7583985 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jun 16, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Grant Township |
| Municipality | Fox Lake Village |
| Elementary School District | Fox Lake Grade School District 114 (PK - 08) |
| Secondary School District | Grant Community High School District 124 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $161,371 (+36.56%) Land $19,770 Building $141,601 | $484,161 (+36.56%) Land $59,316 Building $424,845 | |
| 2024 | $11,069.00 (+28.19%) | ||
| 2023 | $8,635.00 (+3.44%) | $118,172 (+17.1%) Land $17,248 Building $100,924 | $354,551 (+17.1%) Land $51,749 Building $302,802 |
| 2022 | $8,348.00 | $100,916 Land $13,930 Building $86,986 | $302,778 Land $41,794 Building $260,984 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 96 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 100 units insured incl. 4 condo units |
| Nearby Flood Claims | 35 (2007–2026) |
| Claims Outside the SFHA | 1 of 35 |
| Most Recent Claim | May 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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