Lake County property record for 503 Monterrey Ter, McHenry, IL 60050
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,232 sqft · built 1976 |
| Lot Size | 0.233 acres (10,149 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $339,000 (Mar 2025) |
| Tax Bill | $3,345 (2024) |
| Deeds & Mortgages | Sep 2023 Transfer May 2022 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 05-04-301-035 |
| Primary APN | 05-04-301-035 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,232 sqft Living Area |
| Gross Area | 1,672 sqft |
| 1st Floor Area | 1,232 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Lot Area | 10,149 sqft (0.233 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|
| Street Address | 503 MONTERREY TER |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60050-7109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RICHARD G.GREMLEY & ROY N.MILLER-S ROUND HILL SUB LOT 15 |
| Legal Subdivision | RICHARD G.GREMLEY & ROY N.MILLER-S ROUND |
| Legal Lot Number | 15 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | GRANT |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 860908 |
Source: Lake County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 503 MONTERREY TER, MCHENRY, IL 60050-7109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 7, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| May 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CONSUMERS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 6, 2025 · Amount on Record |
| Deed Sale | Mar 6, 2025 · Amount on Record |
| Deed Document Number | 20258086362 |
| Prior Transfer Date | Oct 21, 2024 |
| Prior Transfer Doc | 0008086360 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Sep 7, 2023 |
| Property Address | 503 MONTERREY TER, MCHENRY, IL 60050-7109 |
| Document Number | 0007994083 |
| Map Reference | DOC 966069 |
| Instrument Date | Aug 30, 2023 |
| Instrument | 7994083 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 503 MONTERREY TER, MCHENRY, IL 60050-7109 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 503 MONTERREY TER, MCHENRY, IL 60050-7109 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2022 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS |
| Name | Verified Name |
|---|
| Document Number | 0007902819 |
|---|---|
| Date | May 10, 2022 |
| Instrument | 7902819 |
| Name | CONSUMERS CU |
|---|---|
| Type | Credit Union |
| Address | GURNEE, IL 60031 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Grant Township |
| Municipality | Fox Lake Village |
| Elementary School District | Fox Lake Grade School District 114 (PK - 08) |
| Secondary School District | Grant Community High School District 124 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $107,459 (+29.31%) Land $22,074 Building $85,385 | $322,410 (+29.31%) Land $66,229 Building $256,181 | |
| 2024 | $3,345.00 (-19.88%) | ||
| 2023 | $4,175.00 (-3%) | $83,101 (+9.78%) Land $19,259 Building $63,842 | $249,328 (+9.78%) Land $57,783 Building $191,545 |
| 2022 | $4,304.00 | $75,701 Land $15,493 Building $60,208 | $227,126 Land $46,484 Building $180,642 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 96 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 100 units insured incl. 4 condo units |
| Nearby Flood Claims | 35 (2007–2026) |
| Claims Outside the SFHA | 1 of 35 |
| Most Recent Claim | May 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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