505 Melody Ln, Upper Lake, CA 95485 Property Records

Lake County property record for 505 Melody Ln, Upper Lake, CA 95485

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,254 sqft · built 2005
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$370,000 (Apr 2022)
Tax Bill	$4,387 (2025)
Deeds & Mortgages	Apr 2022 Second Mortgage Apr 2022 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004-058-640-000`

Property Details

APN / Parcel Number

Primary APN	`004-058-640-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,254 sqft Living Area

Exterior

Year Built	Built 2005
Construction Type	Wood
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	505 MELODY LN
City	UPPER LAKE
State	CA
Zip	95485-8782
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	HARMONY PARK SUB
Jurisdiction	LAKE CA
Township / Civil Division	UPPER LAKE-NICE
Census Block Group	1
Census Block	1088
Census Tract	100

Owner

Source: Lake County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	505 MELODY LN, UPPER LAKE, CA 95485-8782
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 22, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 22, 2022	Grant Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2022 · Amount on Record
Deed Sale	Apr 22, 2022 · Amount on Record
Prior Sale	Jan 5, 2010 · Amount on Record
Deed Document Number	2022005672
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	505 MELODY LN, UPPER LAKE, CA 95485-8782
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 MELODY LN, UPPER LAKE, CA 95485-8782

Mortgage

Document Number	0000005675
Date	Apr 22, 2022
Instrument	2022005675

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Jun 18, 2052

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	505 MELODY LN, UPPER LAKE, CA 95485-8782
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 MELODY LN, UPPER LAKE, CA 95485-8782

Mortgage

Document Number	0000005675
Date	Apr 22, 2022
Instrument	2022005675

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Jun 18, 2052

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Apr 22, 2022
Property Address	505 MELODY LN, UPPER LAKE, CA 95485-8782
Document Number	0000005672
Map Reference	MB 16 PG 3&4
Instrument Date	Apr 20, 2022
Instrument	2022005672
Transaction Type	Transfer
Record Updated	May 27, 2022
Title Company	FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 MELODY LN, UPPER LAKE, CA 95485-8782

Mortgage

Document Number	0000005673
Date	Apr 22, 2022
Instrument	2022005673

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Mortgage

Document Number	0000005674
Date	Apr 22, 2022
Instrument	2022005674

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Jun 18, 2052

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Lake County
Unified School District	Upper Lake Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,387.00 (+3.15%)	$392,646 (+4.04%) Land $31,836 Building $360,810
2023	$4,253.00 (+90.21%)	$377,400 Land $30,600 Building $346,800
2022	$2,236.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 56% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UPPER LAKE COUNTY WATER DISTRICT serves 989 people · EPA ID CA1710009
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DigitalPath Fixed Wireless	400 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
101Netlink Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Valley Internet Fixed Wireless	50 / 25
AT&T DSL	10 / 1

May also be available: GeoLinks, Mediacom Xtream.

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