470 Melody Ln, Upper Lake, CA 95485 Property Records

Lake County property record for 470 Melody Ln, Upper Lake, CA 95485

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,245 sqft · built 2002
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Tax Bill	$4,153 (2026)
Deeds & Mortgages	Mar 2023 Transfer Oct 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004-058-540-000`

Property Details

APN / Parcel Number

Primary APN	`004-058-540-000`
Alternative APN	`004-058-54`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,245 sqft Living Area
1st Floor Area	1,245 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2015
Construction Type	Concrete
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	004-058-54
Street Address	470 MELODY LN
City	UPPER LAKE
State	CA
Zip	95485-8781
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	HARMONY PARK
Legal Block	1
Legal Lot Number	14
Jurisdiction	LAKE CA
Township / Civil Division	UPPER LAKE-NICE
Census Block Group	1
Census Block	1087
Census Tract	100

Owner

470 Melody Ln is owned and occupied by an individual who acquired it in March 2023.

Source: Lake County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	470 MELODY LN, UPPER LAKE, CA 95485-8781
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2023	Intrafamily Transfer, Transfer
Oct 26, 2022	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Oct 26, 2022	Grant Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2022
Deed Sale	Oct 26, 2022
Prior Sale	Oct 26, 2022 · Amount on File
Deed Document Number	202214422
Last Transfer Date	Mar 15, 2023
Transfer Doc	0000003207
Record Updated	Oct 29, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE CA
Recording Date	Mar 20, 2023
Property Address	470 MELODY LN, UPPER LAKE, CA 95485-8781
Document Number	0000003207
Map Reference	MB 16 PG 3&4
Instrument Date	Mar 15, 2023
Instrument	2023003207
Transaction Type	Transfer
Record Updated	May 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	470 MELODY LN, UPPER LAKE, CA 95485-8781

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE CA
Recording Date	Oct 26, 2022
Property Address	470 MELODY LN, UPPER LAKE, CA 95485-8781
Document Number	0000014422
Map Reference	MB 16 PG 3&4
Instrument Date	Oct 26, 2022
Instrument	2022014422
Transaction Type	Transfer
Record Updated	Dec 15, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	470 MELODY LN, UPPER LAKE, CA 95485-8781

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Oct 26, 2022
Property Address	470 MELODY LN, UPPER LAKE, CA 95485-8781
Document Number	0000014421
Map Reference	MB 16 PG 3&4
Instrument Date	Oct 26, 2022
Instrument	2022014421
Transaction Type	Transfer
Record Updated	Dec 15, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	470 MELODY LN, UPPER LAKE, CA 95485-8781

Mortgage

Document Number	0000014423
Date	Oct 26, 2022
Instrument	2022014423

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Lake County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Lake County
Unified School District	Upper Lake Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,153.00 (+2.47%) Homeowner's exemption	$376,728 (+2%) Land $53,060 Building $323,668
2025	$4,053.00 (+3.23%) Homeowner's exemption	$369,342 (+4.04%) Land $52,020 Building $317,322
2023	$3,926.00 (+55.79%) Homeowner's exemption	$355,000 Land $50,000 Building $305,000
2022	$2,520.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 470 Melody Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 470 Melody Ln is high, ranking above 79% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 56% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UPPER LAKE COUNTY WATER DISTRICT serves 989 people · EPA ID CA1710009
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DigitalPath Fixed Wireless	400 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
101Netlink Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Valley Internet Fixed Wireless	50 / 25
AT&T DSL	10 / 1

May also be available: GeoLinks, Mediacom Xtream.

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