505 Main St Rd, Spring Grove, IL 60081 Property Records

McHenry County property record for 505 Main St Rd, Spring Grove, IL 60081

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,578 sqft · built 1963
Lot Size	0.496 acres (21,615 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Apr 2008)
Tax Bill	$4,150 (2024)
Deeds & Mortgages	Sep 2019 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-29-402-019`

Property Details

APN / Parcel Number

Primary APN	`05-29-402-019`

Interior

Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	1,578 sqft Living Area
1st Floor Area	789 sqft
Basement Area	789 sqft
Finished Basement	789 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Lot Area	21,615 sqft (0.496 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Location & Zoning

Street Address	505 MAIN STREET RD
City	SPRING GROVE
State	IL
Zip	60081-8969
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2008R0019259 & 2008R0019257 LTS 11, 12, 13 & 14 BLK 17 FOX LAKE VISTA UNIT 4 MEMO: MILLER, JEFFREY 50% INT BY DOC 2008R0019259 & 50% INT BY DOC 2008R0019257
Legal Subdivision	FOX LAKE VISTA UNIT 4
Legal Block	17
Legal Lot Number	11-14
Legal Unit	4
Jurisdiction	MCHENRY IL
Township / Civil Division	BURTON
Census Block Group	1
Census Block	1015
Census Tract	870105

Owner

505 Main St Rd is owned and occupied by an individual who bought it in April 2008.

Source: McHenry County records, as of June 30, 2025

Owner of Record	Individual Name on File
Mailing Address	505 MAIN STREET RD, SPRING GROVE, IL 60081-8969
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2008 · Amount on File
Deed Sale	Apr 2, 2008 · Amount on File
Prior Sale	Apr 2, 2008 · Amount on File
Deed Document Number	200819259
Prior Transfer Date	Jul 29, 2003
Prior Transfer Doc	0000110638
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	505 MAIN STREET RD, SPRING GROVE, IL 60081-8969
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030921
Date	Sep 18, 2019
Instrument	2019R0030921

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2039

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	505 MAIN STREET RD, SPRING GROVE, IL 60081-8969
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040083
Date	Sep 30, 2020
Instrument	2020R0040083

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Burton Township
Elementary School District	Nippersink School District 2 (KG - 08)
Secondary School District	Richmond-Burton Community High School District 157 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,150.00	$57,755 Land $15,805 Building $41,950	$173,265 Land $47,415 Building $125,850
2022	Homeowner's exemption	$47,384 Land $12,967 Building $34,417	$142,152 Land $38,901 Building $103,251

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 505 Main St Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2018–2026)
Most Recent Claim	Apr 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 505 Main St Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mediacom Xtream.

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