McHenry County property record for 405 Main St Rd, Spring Grove, IL 60081
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,212 sqft · built 1991 |
| Lot Size | 0.215 acres (9,375 sqft) |
| Owner | Individual Name on File |
| Last Sale | $216,500 (Aug 2022) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-29-403-002 |
| Primary APN | 05-29-403-002 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,212 sqft Living Area |
| Basement Area | 1,212 sqft |
| Year Built | Built 1991 |
|---|---|
| Lot Area | 9,375 sqft (0.215 acres) |
| Street Address | 405 MAIN STREET RD |
|---|---|
| City | SPRING GROVE |
| State | IL |
| Zip | 60081-8968 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2022R0028177 LT 15 BLK 16 FOX LAKE VISTA UNIT 4 |
| Legal Range | 09E |
| Legal Township | 46N |
| Legal Section | 29 |
| Legal Subdivision | FOX LAKE VISTA UNIT 4 |
| Legal Block | 16 |
| Legal Lot Number | 15 |
| Legal Unit | 4 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | BURTON |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 870105 |
405 Main St Rd is owned and occupied by an individual who bought it in August 2022.
Source: McHenry County records, as of August 7, 2023
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 405 MAIN STREET RD, SPRING GROVE, IL 60081-8968 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2022 · Amount on File |
| Deed Sale | Aug 10, 2022 · Amount on File |
| Prior Sale | Jun 26, 2001 · Amount on File |
| Deed Document Number | 2022R0028177 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Aug 10, 2022 |
| Property Address | 405 MAIN STREET RD, SPRING GROVE, IL 60081-8968 |
| Document Number | 0000028177 |
| Map Reference | DOC 80677 |
| Instrument Date | Aug 4, 2022 |
| Instrument | 2022R0028177 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $216.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 MAIN STREET RD, SPRING GROVE, IL 60081-8968 |
| Document Number | 0000028178 |
|---|---|
| Date | Aug 10, 2022 |
| Instrument | 2022R0028178 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.12% |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Burton Township |
| Elementary School District | Nippersink School District 2 (KG - 08) |
| Secondary School District | Richmond-Burton Community High School District 157 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Disabled Person's exemption Veteran's exemption | $47,609 Land $4,021 Building $43,588 | $142,827 Land $12,063 Building $130,764 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 405 Main St Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 3 (2018–2026) |
| Most Recent Claim | Apr 2026 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 Main St Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Mediacom Xtream.
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