505 Main St, Middletown, MD 21769 Property Records

Frederick County property record for 505 Main St, Middletown, MD 21769

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,578 sqft · built 1965
Lot Size	0.414 acres (18,020 sqft)
Owner	2 Individual Names on File
Last Sale	$369,000 (Apr 2019)
Tax Bill	$4,750 (2024)
Deeds & Mortgages	Jul 2020 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-127125`

Property Details

APN / Parcel Number

Primary APN	`03-127125`
Alternative APNs	`3127125` `127125`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,578 sqft Living Area
Gross Area	3,394 sqft
1st Floor Area	1,578 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	18,020 sqft (0.414 acres)
Lot Dimensions	170 ft deep x 106 ft wide
Garage Type	Attached
Garage Area	690 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	294 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Municipal

Location & Zoning

Account Number	127125
Street Address	505 MAIN ST
City	MIDDLETOWN
State	MD
Zip	21769
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT #5, 106 X 170 N/S RT. 40A W/COBLENTZ R WOODMERE NORTH
Legal Subdivision	WOODMERE NORTH SEC 01
Legal Lot Number	5
Jurisdiction	FREDERICK MD
Township / Civil Division	3, MIDDLETOWN
Census Block Group	1
Census Block	1014
Census Tract	752601

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

505 Main St is owned and occupied by two individuals who bought it in April 2019.

Source: Frederick County records, as of August 4, 2025

Owner of Record	2 Individual Names on File
Mailing Address	505 E MAIN ST, MIDDLETOWN, MD 21769-7806
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP
Apr 17, 2019	Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2019 · Amount on File
Deed Sale	Apr 17, 2019 · Amount on File
Prior Sale	Jan 6, 1982 · Amount on File
Deed Book / Page	12923 / 24
Prior Transfer Date	Apr 30, 2012
Prior Transfer Doc	0088800300
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	505 E MAIN ST, MIDDLETOWN, MD 21769-7806
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COLONY TITLE GROUP LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0139160211
Date	Jul 22, 2020
Book Page	13916/211

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Apr 17, 2019
Property Address	505 E MAIN ST, MIDDLETOWN, MD 21769-7806
Document Number	0129230024
Book / Page	12923 / 0024
Map Reference	MB 4 FO 93
Instrument Date	Mar 20, 2019
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	COLONY TITLE GROUP LTD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,845.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	505 E MAIN ST, MIDDLETOWN, MD 21769-7806

Mortgage

Document Number	129230031
Date	Apr 17, 2019
Instrument	12923/0031

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Middletown Town
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$442,100	$478,000 Land $88,600 Building $389,400
2024	$4,750.00 (+7.83%)
2023	$4,405.00 Homeowner's exemption	$370,300 Land $73,800 Building $296,500	$370,300 Land $73,800 Building $296,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 505 Main St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1988–2018)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jul 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 505 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MIDDLETOWN serves 5,132 people · EPA ID MD0100018
Water Source	Groundwater
Last State Inspection	Jan 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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