Frederick County property record for 23 Main St, Middletown, MD 21769
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,330 sqft · built 1900 |
| Lot Size | 0.588 acres (25,590 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $370,000 (Oct 2009) |
| Tax Bill | $8,377 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Dec 2016 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-143805 |
| Primary APN | 03-143805 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,330 sqft Living Area |
| 1st Floor Area | 1,825 sqft |
| Attic | Attic |
| Attic Area | 561 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 25,590 sqft (0.588 acres) |
| Porch | Open Porch |
| Porch Area | 640 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Municipal |
| Account Number | 143805 |
|---|---|
| Street Address | 23 MAIN ST |
| City | MIDDLETOWN |
| State | MD |
| Zip | 21769 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 25,590 SQ. FT. 23 E MAIN ST MIDDLETOWN |
| Legal Subdivision | DAVID W & LAURA J LAKES ADD |
| Legal Lot Number | 25 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 3, MIDDLETOWN |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 752601 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Middletown Historic District listed 2003 · 346 contributing resources · NRIS 03001334 |
|---|---|
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 23 E MAIN ST, MIDDLETOWN, MD 21769-7933 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 6, 2022 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Dec 12, 2016 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2009 · Amount on Record |
| Deed Sale | Oct 1, 2009 · Amount on Record |
| Deed Document Number | 20094211 |
| Deed Book / Page | 7535 / 202 |
| Last Transfer Date | Mar 24, 2014 |
| Transfer Doc | 0100180036 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 23 E MAIN ST, MIDDLETOWN, MD 21769-7933 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0159620447 |
|---|---|
| Date | Jun 6, 2022 |
| Book Page | 15962/447 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 340 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 23 E MAIN ST, MIDDLETOWN, MD 21769-7933 |
| Document Number | 0116120217 |
| Book / Page | 011612 / 000217 |
| Instrument Date | Dec 12, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2017 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 23 E MAIN ST NEW MARKET MD 217746280, NEW MARKET, MD 21774-6280 |
| Document Number | 0116120217 |
|---|---|
| Date | Jan 12, 2017 |
| Book Page | 011612/000217 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 11, 2047 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Middletown Town |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $630,700 (+10.63%) Land $121,700 Building $509,000 | $630,700 (-) Land $121,700 Building $509,000 | |
| 2025 | $8,377.00 (+12.97%) | $570,100 (+27%) | $630,700 (+40.5%) Land $121,700 Building $509,000 |
| 2024 | $7,415.00 (+16.04%) | ||
| 2023 | $6,390.00 | $448,900 Land $100,600 Building $348,300 | $448,900 Land $100,600 Building $348,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1988–2018) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jul 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF MIDDLETOWN serves 5,132 people · EPA ID MD0100018 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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