505 Harbor Dr, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 505 Harbor Dr, Annapolis, MD 21403

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,732 sqft · built 1959
Lot Size0.341 acres (14,868 sqft)
Owner2 Individual Names on Record
Last Sale$126,000 (Apr 1989)
Tax Bill$3,257 (2025)
Deeds & MortgagesMar 2023 Mortgage
Jan 2020 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN02-412-03386640

Property Details

APN / Parcel Number

Primary APN02-412-03386640
Alternative APNs
  • 2-412-03386640
  • 41203386640

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,732 sqft Living Area
1st Floor Area1,732 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area14,868 sqft (0.341 acres)
Deck Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number41203386640
Street Address505 HARBOR DR
CityANNAPOLIS
StateMD
Zip21403-3759
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 1 BK D SC 3 PL 1 HILLSMERE ESTATES
Legal SubdivisionHILLSMERE ESTATES
Legal BlockD
Legal Lot Number1
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group3
Census Block3013
Census Tract702601

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address505 HARBOR DR, ANNAPOLIS, MD 21403-3759
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2023Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jan 2, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Jan 2, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 10, 1989 · Amount on Record
Deed SaleApr 10, 1989 · Amount on Record
Deed Book / Page4822 / 715
Last Transfer DateJun 21, 2019
Transfer Doc0340200319
Record UpdatedOct 29, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address505 HARBOR DR, ANNAPOLIS, MD 21403-3759
Transaction TypeMortgage
Record UpdatedApr 19, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address505 HARBOR DR, ANNAPOLIS, MD 21403-3759

Mortgage

Document Number0395330341
DateMar 23, 2023
Book Page39533/341
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressCLEVELAND, OH 44114
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2053

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionANNE ARUNDEL MD
Recording DateJan 2, 2020
Property Address505 HARBOR DR, ANNAPOLIS, MD 21403-3759
Document Number0340200319
Book / Page034020 / 000319
Instrument DateJun 21, 2019
Transaction TypeTransfer
Record UpdatedJan 23, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address505 HARBOR DR ANNAPOLIS MD 214033759, ANNAPOLIS, MD 21403-3759

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionANNE ARUNDEL MD
Recording DateJan 2, 2020
Property Address505 HARBOR DR, ANNAPOLIS, MD 21403-3759
Document Number0340200322
Book / Page034020 / 000322
Instrument DateJun 21, 2019
Transaction TypeTransfer
Record UpdatedJan 23, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address505 HARBOR DR ANNAPOLIS MD 214033759, ANNAPOLIS, MD 21403-3759

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$439,200 (+5.91%) Land $252,600 Building $186,600$439,200 (-) Land $252,600 Building $186,600
2025$3,257.00 (+3.59%) Homeowner's exemption$414,700 (+13.4%)$439,200 (+20.1%) Land $252,600 Building $186,600
2024$3,144.00 (+35.46%)
2023$2,321.00 Homeowner's exemption$365,700 Land $252,600 Building $113,100$365,700 Land $252,600 Building $113,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 62 policies
Nearby Flood Policies62 in force
Nearby Flood Claims6 (1999–2018)
Claims Outside the SFHA3 of 6
Most Recent ClaimFeb 2018 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber
980 / 880

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