504 Harbor Dr, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 504 Harbor Dr, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,761 sqft · built 1986
Lot Size	0.379 acres (16,500 sqft)
Owner	2 Individual Names on File
Last Sale	$741,400 (Apr 2022)
Tax Bill	$6,981 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-412-12250150`

Property Details

APN / Parcel Number

Primary APN	`02-412-12250150`
Alternative APNs	`2-412-12250150` `41212250150`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,761 sqft Living Area
Gross Area	3,293 sqft
1st Floor Area	1,875 sqft
Basement Area	886 sqft
Finished Basement	886 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	16,500 sqft (0.379 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	720 sqft
Porch	Enclosed Porch
Porch Area	49 sqft
Deck Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	41212250150
Street Address	504 HARBOR DR
City	ANNAPOLIS
State	MD
Zip	21403-3734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 7 BK JJ SC 3 PL 1 HILLSMERE ESTATES
Legal Subdivision	HILLSMERE ESTATES
Legal Block	JJ
Legal Lot Number	7
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1027
Census Tract	702601

Owner

504 Harbor Dr is owned and occupied by two individuals who bought it in April 2022.

Source: Anne Arundel County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	504 HARBOR DR, ANNAPOLIS, MD 21403-3734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2022 · Amount on File
Deed Sale	Apr 21, 2022 · Amount on File
Prior Sale	Apr 20, 2022 · Amount on File
Deed Document Number	2022
Deed Book / Page	38635 / 449
Transfer Doc	0123360729
Record Updated	Oct 29, 2026

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 21, 2022
Property Address	504 HARBOR DR, ANNAPOLIS, MD 21403-3734
Document Number	0386350449
Book / Page	38635 / 449
Map Reference	MB 25 FO 7
Instrument Date	Apr 18, 2022
Transaction Type	Transfer
Record Updated	May 5, 2022
Title Company	NOT AVAILABLE, MID ATLANTIC STLMT SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,267.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	504 HARBOR DR, ANNAPOLIS, MD 21403-3734

Mortgage

Document Number	0038635457
Date	Apr 21, 2022
Instrument	38635/457

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 504 Harbor Dr was $6,981 with a homeowner's exemption, up 2.6% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$664,100 (+6.72%) Land $257,500 Building $406,600	$664,100 (-) Land $257,500 Building $406,600
2025	$6,981.00 (+2.65%) Homeowner's exemption	$622,267	$664,100 Land $257,500 Building $406,600
2024	$6,801.00 (+15.64%)
2023	$5,881.00	$538,600 Land $257,500 Building $281,100	$538,600 Land $257,500 Building $281,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 504 Harbor Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	7 (1979–2014)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Aug 2014 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 504 Harbor Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880