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505 Hancock Ct, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 505 Hancock Ct, Edgewater, NJ 07020

Property Summary

Property TypeSingle Family Home
Details1,406 sqft · built 1989
Lot Size0.008 acres (353 sqft)
Owner2 Individual Names on File
Last Sale$629,000 (Oct 2024)
Tax Bill$9,979 (2025)
Deeds & MortgagesJun 2017 Mortgage
Jun 2019 Sale
Flood ZoneZone AE (high risk)
APN13-00085-01-00002-0000-CM505

Property Details

APN / Parcel Number

Primary APN13-00085-01-00002-0000-CM505
Alternative APN
  • 1300085000100002 CM505

Interior

Building Area1,406 sqft Living Area

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleTownhouse
Lot Area353 sqft (0.008 acres)

Location & Zoning

Street Address505 HANCOCK CT
CityEDGEWATER
StateNJ
Zip07020-1628
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDCV2024 PKG C0397
Legal SubdivisionINDEPENDENCE HARBOR I
Legal Block85.01
Legal Lot Number2
JurisdictionBERGEN NJ
Township / Civil DivisionEDGEWATER
Census Block Group1
Census Block1003
Census Tract13003

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedFord Motor Company Edgewater Assembly Plant
listed 1983 · 6 contributing resources · NRIS 83001507

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

505 Hancock Ct is owned by two individuals who bought it in October 2024.

Source: Bergen County and Edgewater Borough records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address505 HANCOCK CT, 505, EDGEWATER, NJ 07020-1628
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 14, 2017Deed of Trust, Mortgage · Conventional Mortgage
GUARDHILL FINANCIAL CORP
Jun 19, 2019Grant Deed, Transfer
OLD REPUBLIC NATIONAL INSURANCE COMPANY, OLD REPUBLIC NAT'L INS CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 24, 2024 · Amount on File
Deed SaleOct 24, 2024 · Amount on File
Prior SaleJun 19, 2019 · Amount on File
Deed Document Number202463771
Deed Book / Page5351 / 120
Prior Transfer DateApr 14, 2014
Prior Transfer Doc0000034230
Record UpdatedOct 29, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address505 HANCOCK CT, EDGEWATER, NJ 07020-1628
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0026370954
DateJun 14, 2017
Book Page02637/0954
Instrument17-045331.01
Lender
NameGUARDHILL FINANCIAL CORP
TypeMortgage Company
AddressNEW YORK, NY 10017
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJun 1, 2032

June 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBERGEN NJ
Recording DateJun 19, 2019
Property Address505 HANCOCK CT, EDGEWATER, NJ 07020-1628
Document Number0032710274
Book / Page003271 / 000274
Instrument DateApr 16, 2019
Instrument38613
Transaction TypeTransfer
Record UpdatedJul 3, 2019
Title CompanyOLD REPUBLIC NATIONAL INSURANCE COMPANY, OLD REPUBLIC NAT'L INS CO

Transaction

AmountAmount on Record
Tax$689.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address505 HANCOCK CT #505 EDGEWATER NJ 070201628, 505, EDGEWATER, NJ 07020-1628

Tax Assessment & Valuation

The 2025 property tax bill for 505 Hancock Ct was $9,979, up 18.9% from the year before.

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityEdgewater Borough
Unified School DistrictEdgewater Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$629,100 (+3.71%) Land $285,000 Building $344,100$629,100 (+3.71%) Land $285,000 Building $344,100
2025$9,979.00 (+18.87%)$606,600 Land $275,000 Building $331,600$606,600 Land $275,000 Building $331,600
2024$8,395.00
2023$578,300 Land $260,000 Building $318,300$578,300 Land $260,000 Building $318,300
2022$9,198.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 505 Hancock Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 82 individual policies
Nearby Flood Policies1,164 units insured
incl. 1,082 condo units
Nearby Flood Claims9 (2010–2024)
Most Recent ClaimJan 2024 · river or lake flooding
Claims by Event
  • Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 505 Hancock Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Starry.

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