405 Hancock Ct, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 405 Hancock Ct, Edgewater, NJ 07020

Property Summary

Property Type	Single Family Home
Details	1,406 sqft · built 1989
Lot Size	0.009 acres (394 sqft)
Owner	2 Individual Names on File
Last Sale	$551,000 (Mar 2017)
Tax Bill	$9,747 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Dec 2017 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`13-00085-01-00002-0000-CM405`

Property Details

APN / Parcel Number

Primary APN	`13-00085-01-00002-0000-CM405`
Alternative APN	`1300085000100002 CM405`

Interior

Building Area	1,406 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Townhouse
Lot Area	394 sqft (0.009 acres)

Location & Zoning

Street Address	405 HANCOCK CT
City	EDGEWATER
State	NJ
Zip	07020-1627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	INDEPENDENCE HARBOR
Legal Block	85.01
Legal Lot Number	2
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	1
Census Block	1003
Census Tract	13003

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Ford Motor Company Edgewater Assembly Plant listed 1983 · 6 contributing resources · NRIS 83001507

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

405 Hancock Ct is owned and occupied by two individuals who acquired it in December 2017.

Source: Bergen County and Edgewater Borough records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	405 HANCOCK CT, EDGEWATER, NJ 07020-1627
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA
Dec 29, 2017	Quit Claim Deed, Transfer ALLIED TITLE
Mar 29, 2017	Deed, Transfer · Conventional Mortgage AMERICAN INTERBANC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2017 · Amount on File
Deed Sale	Mar 29, 2017 · Amount on File
Prior Sale	Jul 22, 2008 · Amount on File
Deed Document Number	201726944
Deed Book / Page	2575 / 587
Last Transfer Date	Dec 12, 2017
Transfer Doc	0028230019
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	405 HANCOCK CT, EDGEWATER, NJ 07020-1627
Document Number	0038160037
Instrument Date	Sep 17, 2020
Transaction Type	Mortgage
Record Updated	Dec 2, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	405 HANCOCK CT EDGEWATER NJ 070201627, EDGEWATER, NJ 07020-1627

Mortgage

Document Number	0038160037
Date	Nov 13, 2020
Book Page	003816/000037
Instrument	118368

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 12, 2035

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERGEN NJ
Recording Date	Dec 29, 2017
Property Address	405 HANCOCK CT, EDGEWATER, NJ 07020-1627
Document Number	0028230019
Book / Page	002823 / 000019
Instrument Date	Dec 12, 2017
Transaction Type	Transfer
Record Updated	Jan 11, 2018
Title Company	ALLIED TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	405 HANCOCK CT EDGEWATER NJ 070201627, EDGEWATER, NJ 07020-1627

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Mar 29, 2017
Property Address	405 HANCOCK CT, EDGEWATER, NJ 07020-1627
Document Number	0025750587
Book / Page	02575 / 0587
Instrument Date	Mar 27, 2017
Instrument	17-026944
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,665.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8260 53RD AVE W, 8260, MUKILTEO, WA 98275-2673

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 HANCOCK CT, EDGEWATER, NJ 07020-1627

Mortgage

Document Number	0025750594
Date	Mar 29, 2017
Book Page	02575/0594
Instrument	17-026944.02

Lender

Name	AMERICAN INTERBANC MORTGAGE LLC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 405 Hancock Ct was $9,747, up 6% from the year before.

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$614,100 (+3.65%) Land $285,000 Building $329,100	$614,100 (+3.65%) Land $285,000 Building $329,100
2025	$9,747.00 (+6.05%)	$592,500 Land $275,000 Building $317,500	$592,500 Land $275,000 Building $317,500
2024	$9,191.00
2023		$564,200 Land $260,000 Building $304,200	$564,200 Land $260,000 Building $304,200
2022	$8,983.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 Hancock Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 82 individual policies
Nearby Flood Policies	1,164 units insured incl. 1,082 condo units
Nearby Flood Claims	9 (2010–2024)
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 405 Hancock Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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