Lowndes County property record for 505 Ginger Ln, Columbus, MS 39702
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,138 sqft · built 1996 |
| Lot Size | 0.578 acres (25,177 sqft) |
| Owner | Individual Name on File |
| Last Sale | $202,000 (Jul 2019) |
| Tax Bill | $787 (2025) |
| Deeds & Mortgages | Jul 2019 Mortgage May 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 53W000012322 |
| Primary APN | 53W000012322 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 2,138 sqft Adjusted Area |
| 1st Floor Area | 1,736 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 25,177 sqft (0.578 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 505 GINGER LN |
|---|---|
| City | COLUMBUS |
| State | MS |
| Zip | 39702-9343 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NW4 NW4 505 GINGER LANE 1D |
| Legal Range | 17W |
| Legal Township | 18S |
| Legal Section | 10 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 405 |
505 Ginger Ln is owned and occupied by an individual who bought it in July 2019.
Source: Lowndes County records, as of December 16, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 505 GINGER LN, COLUMBUS, MS 39702-9343 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 26, 2019 | Warranty Deed, Transfer BANCORPSOUTH |
| May 23, 2019 | Trustee's Deed, Construction Loan · Line of Credit BANK OF COMMERCE |
| Jan 29, 2018 | Warranty Deed, Transfer · FHA Mortgage FIRST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 26, 2019 · Amount on File |
| Deed Sale | Jul 26, 2019 · Amount on File |
| Deed Book / Page | 2019 / 5433 |
| Prior Transfer Date | Jul 17, 2017 |
| Prior Transfer Doc | 00201705512 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Jul 26, 2019 |
| Property Address | 505 GINGER LN, COLUMBUS, MS 39702-9343 |
| Document Number | 0020195433 |
| Book / Page | 002019 / 005433 |
| Instrument Date | Jul 25, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 505 GINGER LN COLUMBUS MS 397029343, COLUMBUS, MS 39702-9343 |
| Document Number | 20194838 |
|---|---|
| Date | Jul 26, 2019 |
| Book Page | 002019/014838 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803-3356 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 25, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | May 23, 2019 |
| Property Address | 505 GINGER LN, COLUMBUS, MS 39702-9343 |
| Document Number | 0020199577 |
| Book / Page | 002019 / 009577 |
| Instrument Date | May 2, 2019 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 14, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 153 PINEWOOD DR COLUMBUS MS 397028091, COLUMBUS, MS 39702-8091 |
| Document Number | 20199577 |
|---|---|
| Date | May 23, 2019 |
| Book Page | 002019/009577 |
| Name | BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | COLUMBUS, MS 39701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | May 22, 2020 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Jan 29, 2018 |
| Property Address | 505 GINGER LN, COLUMBUS, MS 39702-9343 |
| Document Number | 0020180654 |
| Book / Page | 002018 / 000654 |
| Instrument Date | Jan 26, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 505 GINGER LN COLUMBUS MS 397029343, COLUMBUS, MS 39702-9343 |
| Document Number | 20181951 |
|---|---|
| Date | Jan 29, 2018 |
| Book Page | 002018/001951 |
| Name | FIRST BK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37067 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 28, 2048 |
The 2025 property tax bill for 505 Ginger Ln was $787 with a homeowner's exemption, up 1.2% from the year before.
Source: Lowndes County assessment roll, as of October 23, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Unified School District | Lowndes County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $787.00 (+1.16%) Homeowner's exemption | $11,116 | $111,160 Land $8,000 Building $103,160 |
| 2024 | $778.00 (+19.88%) | ||
| 2023 | $649.00 Homeowner's exemption | $9,825 | $98,250 Land $8,000 Building $90,250 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 505 Ginger Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 505 Ginger Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 81% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST LOWNDES W/A #1-LEE STOKES public/private · serves 2,209 people · EPA ID MS0440005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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