469 Ginger Ln, Columbus, MS 39702 Property Records

Lowndes County property record for 469 Ginger Ln, Columbus, MS 39702

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,216 sqft · built 1995
Lot Size	0.6 acres (26,136 sqft)
Owner	Owner Name on Record
Tax Bill	$967 (2025)
Deeds & Mortgages	Mar 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`53W000012307`

Property Details

APN / Parcel Number

Primary APN	`53W000012307`
Alternative APNs	`026366` `26366`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	2,216 sqft Adjusted Area
1st Floor Area	1,852 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,136 sqft (0.6 acres)
Garage Area	1,015 sqft
Parking Spaces	4 Parking Spaces
Utility Building	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	026366
Street Address	469 GINGER LN
City	COLUMBUS
State	MS
Zip	39702-9599
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW4 NW4 GINGER LANE 5B
Legal Range	17W
Legal Township	18S
Legal Section	10
Jurisdiction	LOWNDES MS
Township / Civil Division	3
Census Block Group	2
Census Block	2013
Census Tract	405

Owner

Source: Lowndes County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	469 GINGER LN, COLUMBUS, MS 39702-9599
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Last Transfer Date	Aug 5, 2004
Transfer Doc	0000005489
Record Updated	Jun 8, 2026

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LOWNDES MS
Property Address	469 GINGER LN, COLUMBUS, MS 39702-9599
Document Number	0020196030
Instrument Date	Mar 12, 2019
Transaction Type	Mortgage
Record Updated	Apr 24, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	469 GINGER LN COLUMBUS MS 397029599, COLUMBUS, MS 39702-9599

Mortgage

Document Number	0020196030
Date	Apr 9, 2019
Book Page	002019/006030

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, ID 50328

Agreement

Amount	Amount Recorded
Term	480 Months
Due	Apr 8, 2059

Interest

Rate	4.75%

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Unified School District	Lowndes County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$967.00 (+1.04%) Homeowner's exemption	$12,960 (+13.16%)	$129,600 (+13.16%) Land $12,000 Building $117,600
2024	$957.00 (+18.73%)
2023	$806.00 Homeowner's exemption	$11,453	$114,530 Land $12,000 Building $102,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST LOWNDES W/A #1-LEE STOKES public/private · serves 2,209 people · EPA ID MS0440005
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
4-County Fiber Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20