505 Forest Ave, Chattanooga, TN 37405 Property Records

Hamilton County property record for 505 Forest Ave, Chattanooga, TN 37405

Property Summary

Property Type	Vacant Land
Details	1.5 ba · 984 sqft · built 1973
Lot Size	0.282 acres (12,300 sqft)
Owner	Individual Name on File
Last Sale	$680,000 (Aug 2025)
Tax Bill	$852 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Jan 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`135D R 010`

Property Details

APN / Parcel Number

Primary APN	`135D R 010`
Alternative APN	`59487`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	984 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Wood Shingle
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,300 sqft (0.282 acres)
Lot Dimensions	200 ft deep x 61.5 ft wide

Utilities, Heating & Cooling

Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	505 FOREST AVE
City	CHATTANOOGA
State	TN
Zip	37405-3926
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	R2
Legal Description	LT 14 PT 13 BLK A FRAZIER & COLVILLES ADDN TO HILL CITY AMENDED PB4 PG28
Legal Subdivision	FRAZIER & COLVILLES
Legal Block	A
Legal Lot Number	14
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	1
Census Block	1012
Census Tract	600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

505 Forest Ave, vacant land, is owned by an individual who bought it in August 2025.

Source: Hamilton County records, as of April 2, 2026

Owner of Record	Individual Name on File
Mailing Address	503 FOREST AVE, CHATTANOOGA, TN 37405-3926
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2025	Warranty Deed, Transfer · Conventional Mortgage SMARTBANK
Jan 14, 2025	Warranty Deed, Transfer CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO
May 2, 2022	Warranty Deed, Transfer · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO
Mar 5, 2019	Warranty Deed, Transfer · Conventional Mortgage FIDELITY DEPOSIT & DISCOUNT BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2025 · Amount on File
Deed Sale	Aug 28, 2025 · Amount on File
Prior Sale	Jan 14, 2025 · Amount on File
Deed Document Number	202515
Deed Book / Page	14026 / 392
Record Updated	Jun 8, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Aug 28, 2025
Property Address	505 FOREST AVE, CHATTANOOGA, TN 37405-3926
Document Number	0000000015
Book / Page	14026 / 392
Map Reference	MB 4 PG 28
Instrument Date	Aug 25, 2025
Instrument	2025082800015
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	BRIDGE CITY TITLE DOWNTOWN, BRIDGE CITY TTL DOWNTOWN LC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,516.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 FOREST AVE, CHATTANOOGA, TN 37405-3926

Mortgage

Document Number	0014026396
Date	Aug 28, 2025
Instrument	14026/396

Lender

Name	SMARTBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2040

Interest

Rate Type	Adjustable Rate
Rate	7.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2032
Change Frequency	6 Months
Min Rate At Change	4%
Max Rate At Change	12.3%
Index	SOFR Average 30-Day
Margin	4
Max Rate	12.3%

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jan 14, 2025
Property Address	505 FOREST AVE, CHATTANOOGA, TN 37405-3926
Document Number	0000000093
Book / Page	13812 / 424
Map Reference	MB 4 PG 28
Instrument Date	Jan 9, 2025
Instrument	2025011400093
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

Amount	Amount on Record
Tax	$1,757.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1101 CENTENNIAL DR, CHATTANOOGA, TN 37405-4270

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	May 2, 2022
Property Address	505 FOREST AVE, CHATTANOOGA, TN 37405-3926
Document Number	0000000212
Book / Page	12942 / 239
Instrument Date	Apr 27, 2022
Instrument	2022050200212
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	UNKNOWN, FOUNDATION T&E SERIES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,955.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 FOREST AVE # 505, 505, CHATTANOOGA, TN 37405-3926

Mortgage

Document Number	0129420243
Date	May 2, 2022
Instrument	12942-0243

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 5, 2019
Property Address	505 FOREST AVE, CHATTANOOGA, TN 37405-3926
Document Number	0305000080
Book / Page	011579 / 000420
Instrument Date	Mar 1, 2019
Instrument	190305000080
Transaction Type	Transfer
Record Updated	Mar 26, 2019
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$980.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1311 DELAWARE ST DUNMORE PA 185092058, DUNMORE, PA 18509-2058

Mortgage

Document Number	305000081
Date	Mar 5, 2019
Book Page	011579/000422
Instrument	190305000081

Lender

Name	FIDELITY DEPOSIT & DISCOUNT BK
Type	Bank
Address	DUNMORE, PA 18512

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 4, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 505 Forest Ave was $852, up 1.7% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$852.00 (+1.67%)	$56,250 (+5%)	$225,000 (+5%) Land $225,000
2024	$838.00	$37,500 (-)	$150,000 (-) Land $150,000
2023	$838.00	$37,500 (-)	$150,000 (-) Land $150,000
2022	$838.00	$37,500	$150,000 Land $150,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 505 Forest Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1988–2003)
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 505 Forest Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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