Hamilton County property record for 413 Forest Ave, Chattanooga, TN 37405
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,943 sqft · built 1900 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $370,000 (Apr 2015) |
| Tax Bill | $2,281 (2025) |
| Deeds & Mortgages | Jul 2025 Transfer Jul 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 135D Q 005 |
| Primary APN | 135D Q 005 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,943 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1967 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000059468 |
|---|---|
| Street Address | 413 FOREST AVE |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-3924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | PT 17 BLK A FRAZIER & COLVILLES ADDN TO HILL CITY PB 4 PG 28 |
| Legal Subdivision | FRAZIER & COLVILLES |
| Legal Block | A |
| Legal Lot Number | PT 17 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 600 |
Source: Hamilton County records · APN 135D Q 005
Assessment roll updated January 2, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 413 FOREST AVE, CHATTANOOGA, TN 37405-3924 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Revocable Trust |
| Date | Document |
|---|---|
| Jul 07, 2025 | Intrafamily Transfer, Transfer |
| Jul 01, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTY HM MTG CORP |
| Dec 31, 2018 | Deed of Trust, Mortgage · Conventional with PMI GUARANTY TR |
| Jun 02, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ACOPIA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 30, 2015 · Amount on Record |
| Deed Sale | Apr 30, 2015 · Amount on Record |
| Deed Document Number | 2015171 |
| Deed Book / Page | 10456 / 235 |
| Last Transfer Date | Jul 02, 2025 |
| Transfer Doc | 0000000189 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 07, 2025 |
| Property Address | 413 FOREST AVE, CHATTANOOGA, TN 37405-3924 |
| Document Number | 0000000189 |
| Book / Page | 13974 / 514 |
| Map Reference | MB 4 PG 28 |
| Instrument Date | Jul 02, 2025 |
| Instrument | 2025070700189 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 413 FOREST AVE, CHATTANOOGA, TN 37405-3924 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 413 FOREST AVE, CHATTANOOGA, TN 37405-3924 |
| Document Number | 0708000202 |
| Instrument Date | Jul 01, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 413 FOREST AVE CHATTANOOGA TN 374053924, CHATTANOOGA, TN 37405-3924 |
| Document Number | 0708000202 |
|---|---|
| Date | Jul 08, 2020 |
| Book Page | 012065/000853 |
| Instrument | 200708000202 |
| Name | GUARANTY HM MTG CORP |
|---|---|
| Address | MURFREESBORO, TN 37129 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 07, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 413 FOREST AVE, CHATTANOOGA, TN 37405-3924 |
| Document Number | 0108000075 |
| Instrument Date | Dec 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2019 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 413 FOREST AVE CHATTANOOGA TN 374053924, CHATTANOOGA, TN 37405-3924 |
| Document Number | 0108000075 |
|---|---|
| Date | Jan 08, 2019 |
| Book Page | 011539/000632 |
| Instrument | 190108000075 |
| Name | GUARANTY TR |
|---|---|
| Address | MURFREESBORO, TN 37129 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 07, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 413 FOREST AVE, CHATTANOOGA, TN 37405-3924 |
| Document Number | 0000000044 |
| Book / Page | 011070 / 000520 |
| Instrument Date | Jun 02, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2017 |
| Name | Verified Name |
|---|---|
| Address | 413 FOREST AVE CHATTANOOGA TN 374053924, CHATTANOOGA, TN 37405-3924 |
| Document Number | 0000000044 |
|---|---|
| Date | Jun 08, 2017 |
| Book Page | 011070/000520 |
| Instrument | 44 |
| Name | ACOPIA |
|---|---|
| Address | GOODLETTSVILLE, TN 37072 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 07, 2047 |
Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,281.00 (-24.09%) | $150,500 (+12.02%) | $602,000 (+12.02%) Land $225,000 Building $377,000 |
| 2024 | $3,005.00 | $134,350 (-) | $537,400 (-) Land $150,000 Building $387,400 |
| 2023 | $3,005.00 | $134,350 (-) | $537,400 (-) Land $150,000 Building $387,400 |
| 2022 | $3,005.00 | $134,350 | $537,400 Land $150,000 Building $387,400 |
Source: FEMA National Flood Hazard Layer as of August 30, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1988–2003) |
| Most Recent Claim | May 2003 · Severe Storms, Tornadoes, And Flooding |
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Electric Power Board of Chattanooga, Tennessee Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 564 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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