505 Elmside Rd, Benton Harbor, MI 49022 Property Records

Berrien County property record for 505 Elmside Rd, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,132 sqft · built 1955
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$84,720 (Apr 2004)
Tax Bill	$2,845 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-5300-0030-00-2`

Property Details

APN / Parcel Number

Primary APN	`03-5300-0030-00-2`
Alternative APN	`11-03-5300-0030-00-2`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,132 sqft Living Area
1st Floor Area	1,132 sqft
Basement Area	1,132 sqft
Unfinished Basement	1,132 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Raised Ranch
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	76 ft deep x 132 ft wide
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	505 ELMSIDE RD
City	BENTON HARBOR
State	MI
Zip	49022-6555
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2 SING FA
Legal Description	LOT 30 NAPIER OGDEN SUBDN
Legal Subdivision	NAPIER OGDEN SUB
Legal Lot Number	30
Legal Unit	30
Jurisdiction	BERRIEN MI
Township / Civil Division	BENTON
Census Block Group	3
Census Block	3013
Census Tract	2000

Owner

505 Elmside Rd is owned and occupied by two individuals who acquired it in April 2012.

Source: Berrien County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	505 ELMSIDE RD, BENTON HARBOR, MI 49022-6555
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2024	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jun 3, 2022	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2004 · Amount on File
Deed Sale	Apr 23, 2004 · Amount on File
Prior Sale	May 23, 2000 · Amount on File
Deed Book / Page	2500 / 948
Last Transfer Date	Apr 26, 2012
Transfer Doc	02993/1354
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	505 ELMSIDE RD, BENTON HARBOR, MI 49022-6555
Transaction Type	Mortgage
Record Updated	Apr 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 ELMSIDE RD, BENTON HARBOR, MI 49022-6555

Mortgage

Document Number	03423/1400
Date	Mar 28, 2024
Book Page	3423/1400
Instrument	2024402686

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	482 Months
Due	May 1, 2064

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	505 ELMSIDE RD, BENTON HARBOR, MI 49022-6555
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 ELMSIDE RD, BENTON HARBOR, MI 49022-6555

Mortgage

Document Number	003376/864
Date	Jun 3, 2022
Book Page	3376/864
Instrument	2022354559

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 505 Elmside Rd was $2,845 with a homeowner's exemption.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Benton Charter Township
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$84,300	$168,600
2025	$2,845.00
2023		$65,400	$130,800
2022	$2,252.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 505 Elmside Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 505 Elmside Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON HARBOR serves 9,103 people · EPA ID MI0000600
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2021 Failure to filter resolved · May 2021
Treatment and Procedure	Organic carbon removal Apr 2026 Treatment change without state approval Sep 2021 Lead public education Aug 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T, Mercury Fiber, T-Mobile, Verizon.

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